Portuguese property

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Considering Lisbon for a move? Portugal’s capital city offers a number of advantages to Russians, from its warm climate and rich history to its European standard of living and relatively easy adaptation. Lisbon is a city where majestic architecture, breathtaking views of the Atlantic and the dynamism of modern European life meet, intertwined with a measured southern pace. It offers good opportunities for living, business and investment.

In this article we will tell you in detail about life in Lisbon for Russians. Our material will help to thoroughly understand all the details: from the cost of living to the prospects of buying property.

Pros and cons of living in Lisbon

Living in the capital of Portugal has many advantages. Lisbon is famous for its mild Mediterranean climate. In summer the temperature stays between 28-30 °C, and in winter it rarely drops below 10 °C. The city has wide beaches that are open all year round. Lisbon is an ideal place for lovers of surfing and other water sports. The city’s infrastructure is developed at a high level. Metro, buses, trams – all types of transport operate on schedule. Lisbon Airport accepts flights from all over the world, which is convenient for travellers.

The cost of living in Lisbon is relatively low compared to other European capitals. For example, renting a one-bedroom flat in the city centre costs 900-1200 euros a month, and a meal in a middle-class restaurant costs 15-20 euros. The city also offers opportunities for quality education. Study in Lisbon takes place in world-renowned universities such as Universidade de Lisboa and Universidade Nova de Lisboa. There are many international schools with instruction in English, which is convenient for families with children.

The disadvantages of living in Lisbon

The pros and cons of living in Lisbon go hand in hand. The disadvantages include bureaucracy and a lengthy paperwork process. For example, it can take several months to obtain a residence permit (VNG).

Another disadvantage is high income and property taxes. For example, property tax in Lisbon varies from 0.3% to 0.8% per year of the assessed value of the dwelling. Traffic congestion and traffic jams can be a problem during rush hour. The narrow streets of the historic centre are not always suitable for modern transport. In addition, tourists flood the city in the summer, which increases prices for services and rentals.

Peculiarities of buying property in Lisbon

Property in Lisbon attracts Russian buyers due to the variety of offers. In the city you can find both old flats with high ceilings in the districts of Bairro Alto and Alfama, and modern flats in the Park of Nations. The cost per square metre in the central areas ranges from 4000 to 7000 euros, and in the suburbs you can find housing at prices from 2500 euros per square metre.

Lisbon is divided into the old and new city. The old city has historical architecture, narrow streets and famous trams. The new city offers modern residential complexes, shopping malls and business centres. Buying property in these areas is suitable for investment and personal residence.

How the process of buying a property works

There are several steps required to purchase a home. First, a preliminary contract is signed with the seller. The buyer pays a deposit of 10% of the cost of housing. Then the object is checked for legal cleanliness. After that, the parties sign the main contract at a notary.

The following documents will be needed for the transaction:

  1. Buyer’s Passport.
  2. Portuguese Tax Number (NIF).
  3. Extract from the land registry.
  4. A document of the appraised value of the property.

Once the contract is signed, the buyer pays property transfer tax (IMT), which ranges from 2% to 8%. Notary fees and title registration are also required.

How to get a residence permit in Lisbon through buying a property

One of the ways to get a foothold in Lisbon is to participate in the Golden Visa programme. An investor buys a property worth 500,000 euros or more and receives a residence permit for 1 year with subsequent extension. After 5 years, it is possible to apply for permanent residence and, subsequently, for Portuguese citizenship.

The best neighbourhoods in Lisbon to live in

Lisbon is divided into several interesting neighbourhoods for living and investing. Among them stand out:

  1. Bairro Alto is the historic centre, famous for its narrow streets, bars and restaurants. A great choice for nightlife lovers and active leisure travellers.
  2. Alfama is the city’s oldest neighbourhood with stunning views of the Tagus. It is home to old buildings, fado clubs and cosy cafés. The cost of accommodation is higher than average due to its popularity with tourists.
  3. Parc des Nations is a modern neighbourhood with new residential complexes, waterfront and developed infrastructure. A great option for families and investors looking for modern housing.
  4. Ajuda is a quiet and inexpensive area where you can find flats priced at 2500-3000 euros per square metre. Suitable for those who prefer to live away from the tourist flows.
  5. Cascais and Estoril are suburbs of Lisbon offering luxury villas and flats by the ocean. The cost of real estate here starts from 5000 euros per square metre.

Family neighbourhoods and infrastructure

For families with children, proximity to schools and kindergartens is important. Living in Lisbon with children for Russians is comfortable due to the presence of international schools such as Carlucci American International School of Lisbon and St. Julian’s School. These schools offer programmes in English and a high level of education.

The infrastructure of neighbourhoods such as Oeiras and Almada includes parks, playgrounds and sports complexes. Transport links allow quick access to the city centre.

Features of life in Lisbon for Russians

Life in Lisbon is made easier for Russians thanks to the loyal attitude of the Portuguese towards foreigners. Many locals speak English, which makes communication easier. Portuguese culture combines southern emotionality and European openness.

Russian communities are actively developing in Lisbon. Russian-speaking doctors, lawyers and business consultants work in the city. There are shops with familiar products and cafes offering Russian cuisine.

Language barrier and obtaining documents

Knowing Portuguese makes it much easier to adapt. Language courses are available in language schools and online. In order to obtain a residence permit or permanent residence permit, it is necessary to pass a basic language proficiency exam (A2).

The process of obtaining a visa to Portugal for Russians requires the preparation of a number of documents, such as a certificate of income, health insurance and proof of residence. After moving in, an application for a residence permit is submitted. After 5 years one can apply for a residence permit and subsequently for Portuguese citizenship.

Cost of living in Lisbon

The cost of living is lower than in other European capitals such as Paris or London.

Rental Housing:

  1. One bedroom flat in the city centre – 900-1200 euros per month.
  2. A two-bedroom flat – 1400-1800 euros.

Products:

  1. Bread costs 1 euro.
  2. A litre of milk is €0.90.
  3. Chicken fillet – 6 euros per kilo.

Transport:

  1. A monthly pass is 40 euros.
  2. Taxi around the city – 10-15 euros per trip.

Utility payments and taxes

Utilities cost an average of 100-150 euros per month for a 70 square metre flat. This includes electricity, water, gas and internet. Property taxes in Lisbon include an annual IMI tax (0.3%-0.8% of the value of the property). When buying a home, the IMT tax is paid, which is up to 8% of the value of the property.

Conclusion

Life in Lisbon for Russians combines comfort, warm climate and European standard of living. The city offers opportunities for business, investment and quiet living. Moving requires careful preparation, but the advantages – a mild climate, affordable housing and developed infrastructure – make Lisbon an attractive choice for many Russians.

Golden beaches, year-round sunshine and a leisurely pace of life – sounds like a dream? The pros of living in Portugal seem obvious, but the country has challenges as well as benefits. For those considering a move, it’s important to know the ins and outs, from the cost of living to the Portuguese ‘saudade’.

Why move to Portugal

Many people consider moving to Portugal because of its rich culture, climate and gastronomic traditions: what makes the perks of living in the country so attractive to foreigners? Affordable living, a warm climate and friendly locals create excellent conditions for emigration.

Portuguese culture and mentality

The pros of living in Portugal for Russians are travelling to a world where every day is filled with a sense of “saudade”. This unique concept combines a light sadness and a deep love of life. The Portuguese live unhurried lives and appreciate the simple pleasures of family dinners, walks by the ocean and cafés.

The locals are some of the most hospitable people in Europe. They are open to communication and treat foreigners with respect. They will always help you get your bearings, explain the way and invite you for a cup of coffee. In Portugal, holidays are not just days on the calendar, but a real event. For example, the St Anthony’s Festival in Lisbon turns the city into a colourful carnival with grilled sardines and music until dawn.

Climate and nature of Portugal

300 days of sunshine a year and ocean breezes create a unique climate. The perks of living in Portugal include warm summers and mild winters. The mountains and vineyards to the north and the beaches of the Algarve to the south. This natural palette allows everyone to choose their perfect place to live.

The north of Portugal welcomes rainy winters and cool summers. Here are the cities of Porto and Braga, surrounded by the green hills and vineyards of the Douro Valley. Nature lovers will appreciate hiking trails in the Peneda Gerês National Park.

Central Portugal offers a mild climate with warm summers and moderate winters. In cities such as Coimbra and Aveiro, temperatures reach +30°C in summer and rarely fall below +10°C in winter.

The south of the country is famous for the beaches of the Algarve, where summers are hot and dry. Temperatures in July and August often exceed +35°C. The region’s calling card is its rocky bays, sandy beaches and cosy fishing villages.

The pros of living in Portugal

Government support, affordable healthcare and low cost of living make the country attractive to emigrants.

Social benefits and affordable healthcare

The SNS (Serviço Nacional de Saúde) public health system provides quality services for all residents. Most health services in public hospitals are free or require a token fee. For example, an appointment with a general practitioner costs about 5 € and a consultation with a specialist costs up to 20 €. A residence permit is required to receive medical care, which allows you to use all the benefits of the SNS system.

Private clinics offer faster service and a high level of comfort. For example, a consultation in a private clinic will cost 70-100 €. Medicine is of European standards and Portuguese doctors are renowned for their competence.

The advantages of living in Portugal for families are obvious: affordable medicine, free education and a safe environment for children.

Housing and property in Portugal for families and retirees

The pros of living in Portugal include being able to buy a home at relatively affordable prices compared to other European countries. The average cost of a flat in Lisbon is 3,000 € per square metre, in Porto it is around 2,500 €, and in smaller towns and rural areas you can find options from 1,000 € per square metre.

Buying a home for a family

Portugal offers excellent conditions for families. Property in Portugal is an opportunity to choose a house or a flat in quiet suburbs with developed infrastructure and green areas. Cities such as Cascais, Setubal and Coimbra are ideal for living with children thanks to quality schools, parks and sports grounds.

Features of family housing:

  1. Houses with gardens and swimming pools on the coast.
  2. Flats in modern residential complexes with car parks and playgrounds.
  3. Developed infrastructure: schools, shops, hospitals in walking distance.

Real estate for pensioners

Real estate in Portugal for retirees – cosy flats and villas in regions with mild climate. The southern region of the Algarve is famous for its comfortable residences for seniors, which offer medical services, social programmes and the opportunity to enjoy nature all year round.

Popular regions for retirees:

  1. The Algarve has a warm climate, sandy beaches and a relaxed atmosphere.
  2. Lisbon and its surroundings – convenient transport and a high level of medical care.
  3. Madeira is an island paradise for those seeking seclusion and stunning views.

The pros of living in Portugal for retirees include low taxes on pensions and the ability to receive medical care to European standards.

Cost of living: how to plan a budget

The pros of living in Portugal are closely linked to the affordability of living. Starna remains one of the most inexpensive countries in Western Europe. The average monthly budget for a family of four is around 2000-2500 € and for a single person 1000 €. The main living expenses are:

Housing:

  1. Rent a flat in Lisbon from 800 € per month.
  2. Rent a flat in Porto from 600 €.
  3. In smaller towns, from 400 €.

Transport:

  1. Public transport pass – 40 € per month.
  2. A litre of petrol is €1.80.

Products:

  1. Bread— 1 €.
  2. Milk — 0.90 €.
  3. A kilo of meat — 8-10 €.

Peculiarities of life in Portugal for different categories

Portugal for life attracts young people because of its vibrant cities, affordable education and rich cultural life. Lisbon and Porto are considered technological centres where start-ups and creative industries are actively developing.

Opportunities for young people:

  1. High quality education at the Universities of Lisbon and Coimbra.
  2. Co-working centres and startup incubators for those who dream of their own business.
  3. Nightlife: clubs, bars and festivals are open until morning.

For families: education and security

The pros of living in Portugal for Russian families are safe cities, quality education and affordable medicine. Children can study in Portuguese schools or international educational institutions.

Conclusion

The pros of living in Portugal create a picture of comfortable, affordable and fulfilling everyday life. The country is suitable for different categories of emigrants: from young professionals to retirees. With careful preparation, moving to Portugal can be the beginning of a new, amazing chapter of life under the southern sun.

Buying a flat in Portugal means taking a step towards life in one of the most colourful and welcoming countries in Europe. Portugal beckons with its mild climate, rich history, delicious food and magnificent nature. From picturesque mountain landscapes to the lively urban rhythm of Lisbon and the quiet corners of the Algarve, there is something for everyone.

Peculiarities of the property market in Portugal: why here?

The Portuguese property market continues to gain momentum, and for good reason. Firstly, the country offers one of the most favourable rental income schemes in the world. The average growth in property values here is 3-4% per year, which makes Portugal attractive to those looking for a reliable way to invest their capital. Tax incentives for new owners and the possibility of a Golden Visa for investors are also key advantages.

Step-by-step instruction: how to buy a flat in Portugal

The first step in buying a property in Portugal is to determine your goals and budget. Decide whether you need the property for permanent residence, seasonal holidays or rental income. For example, flats in Lisbon cost from 3 500 euros per square metre, while in the Algarve – from 2 500 euros per square metre. These prices allow everyone to choose the right option. The best places to rent are in popular tourist areas, such as Lisbon and the Algarve, where renting can bring an income of up to 10-12% per year.

Selection of region and type of facility

Portugal offers different housing options depending on preferences. Lisbon offers the most rental investment opportunities, while Porto is suitable for those who value a quiet lifestyle. It is important to take into account that the cost of metres also depends on the infrastructure: for example, apartments with an ocean view will be more expensive in the Algarve. It is also worth paying attention to the proximity to transport, schools, hospitals and other infrastructure, which significantly increases the value of the property.

Working with an agent

Look for a professional who knows the market. Hiring an experienced agent is an important step as the agent will help you avoid pitfalls and suggest the best properties to suit your budget. Portuguese professionals usually charge a commission of 3-5% of the transaction value. Agents can also help with document verification and legal clearance of the property, which is critical to avoid fraud.

Document preparation

In order to buy a flat in Portugal, you will need to obtain a taxpayer identification number – NIF. You will also need documents proving your financial solvency, such as a certificate of income. The NIF can be issued at the local tax office or through the consulate. It is also necessary to provide bank statements confirming the availability of funds for the purchase, and a certificate of absence of debts. All documents must be translated into Portuguese and notarised.

Closing the deal

At the first stage, a preliminary contract – Contrato-Promessa de Compra e Venda (CPCV) – is concluded, in which all the terms and conditions of the transaction are stipulated. The deposit is usually 10-15% of the value. The notary then draws up the final contract of sale, which guarantees the legality and transparency of the procedure. Notary costs are about 1-2% of the property value. It is also necessary to pay property transfer tax (IMT), the rate of which varies from 1% to 8% depending on the value of the property.

Secondary housing or new buildings

What to choose:

  1. Secondary housing in Portugal is usually located in historic neighbourhoods and offers a unique atmosphere. However, it is important to bear in mind that renovating such properties can be a significant expense. For example, the average cost of renovation is 500-1,000 euros per square metre, depending on the condition of the building and the materials chosen. In addition, such flats often require modernisation of water supply and heating systems.

  2. New buildings are an opportunity to live in modern and energy efficient housing. The cost of new buildings in Lisbon starts from €3,500 per sq.m., and buyers can often take advantage of convenient instalment schemes from the developer. There are also swimming pools, car parks and gated communities to add to the level of comfort.

Mortgage in Portugal: what do foreigners need to know?

Portuguese banks are open to co-operation with foreign buyers, and a mortgage for a flat in Portugal is available even for non-residents. Banks require a down payment of 20-30% of the cost of housing, and the average rate is 2.5-3.5% per annum. The maximum loan term is usually 30 years, but it may depend on the age of the borrower.

The stages of obtaining a mortgage:

  1. Pre-approval. Before you start looking for a flat, get bank approval for a mortgage. This will make the buying process much easier and help you plan your budget more accurately.
  2. Documents. You will need bank statements, proof of income for the last two years, as well as NIF and pre-sale agreement. You will also need a property valuation, which will be carried out by a licensed valuer.
  3. Mortgage formalisation. The bank will carry out an appraisal of the selected property to ensure that it is of market value, after which a mortgage agreement will be drawn up. Please note that the bank may require additional insurance policies such as life and property insurance.

Lisbon, Porto and the Algarve

Where is the best place to buy a flat in Portugal?

  1. Lisbon. It is the capital and cultural centre of the country. Buying a flat in Lisbon means getting access to all the benefits of civilisation: universities, hospitals, business centres and excellent transport infrastructure. The neighbourhoods of Alfama and Bairro Alto are particularly popular, as they retain the traditional atmosphere of the city and offer many opportunities for renting out accommodation to tourists.

  2. Porto. The city is known for its wine production and historical atmosphere. Here you can find more affordable housing options – an average of €2,500 per square metre. Porto is also famous for its unique views of the Douro River and its bridges, which create a special atmosphere. Neighbourhoods such as Foz do Douro are popular with those who want to live closer to nature and the ocean.

  3. Algarve. The best choice for those who want to live by the sea. Properties are often purchased here for holidays, as well as for investment purposes to rent to tourists. Prices for flats start from 2,000 euros per square metre and the climate and nature make the Algarve an ideal place to live. Albufeira and Lagos offer plenty of options with ocean views and access to beaches.

Conclusion

Buying a flat in Portugal means choosing a country where quality of life, comfort and tradition are valued. Favourable conditions for foreign investors, affordable mortgage programmes, stable growth in property prices and a high level of security – all this makes Portugal an excellent choice for those looking for a second home or a reliable investment.

In addition, obtaining a Golden Visa grants the right to reside in the country, which is particularly attractive for those who want to ensure that they and their family have access to a high level of education and medical care. Portugal combines European stability with a unique lifestyle where everyone can find their place in the sun.

Lisbon is a city where ancient architecture and modern buildings intertwine to create a unique image of the capital. Here you’ll find the narrow streets of Alfama, the sunny boulevards of Bairro Alto and serene views of the Tagus River. It’s no wonder that property in Lisbon is attracting more and more international buyers.

Why property in Lisbon is in demand: the peculiarities of the Portuguese capital

Lisbon is a city with a rich history, a warm climate and an unforgettable gastronomy. On the one hand, the architecture of Alfama makes you think of ancient Portugal, on the other hand, modern neighbourhoods such as the Parque das Nações symbolise the future. Real estate in the Portuguese capital comes in a variety of formats, from houses in historic neighbourhoods to ultra-modern apartments in new districts.

With an average annual temperature of 17 degrees Celsius and over 2800 hours of sunshine a year, it is one of the sunniest places in Europe. In addition to the climate, Portugal is also attractive for its security – Lisbon is considered one of those cities with a low crime rate and high quality of life.

Economic and investment opportunities

Investing in real estate in Portugal is not just about buying square metres. It is an opportunity to receive a stable income from renting out accommodation due to the high tourist attractiveness of Lisbon. According to the Portuguese Institute of Statistics, housing prices in the capital are steadily increasing by 5-7% annually, and rental yields in popular areas such as Ciado and Bairro Alto reach 6-7% per year.

In 2021, the Portuguese government introduced a number of incentives for foreign investors, including the “Golden Visa” – the possibility of obtaining a residence permit for the purchase of properties worth 500,000 euros or more.

The variety of accommodation in Lisbon: what to choose from

Apartments in Lisbon range from luxurious penthouses in Chiado with panoramic views of the city and river to small cosy flats in Alfama with an old-world feel. Prices for luxury homes can reach €1,000,000 and above, while mid-range flats cost around €300,000 – €500,000 depending on the neighbourhood and infrastructure.

Property in the historic centre of Lisbon

In neighbourhoods such as Alfama, Bairro Alto and Chiado, time seems to stand still. There are narrow cobblestone streets, old buildings with colourful azulejo tiles, and a unique Lisbon atmosphere. Alfama is a neighbourhood where every building breathes history. Bairro Alto is the heart of the metropolis’ nightlife, where apartments are valued for their proximity to popular restaurants and bars.

How to buy a flat in Lisbon: from planning to buying a property

Обзор рынка недвижимости в Лиссабоне: информация для будущих собственниковIt is important to understand all the costs to be faced. In addition to the cost of the home, there is the property transfer tax (IMT), which ranges from 1 to 8%, depending on the price of the property. You also need to consider the annual tax (IMI), which ranges from 0.3 to 0.45% of the cadastral value of the property.

The choice of neighbourhood plays a key role. In the centre of Chiadu and Alfama, prices are higher, but the infrastructure is also developed at the highest level. The neighbourhoods of Ajuda and Benfica offer more affordable options, while maintaining a good standard of living and convenient transport accessibility.

Legal aspects of the purchase

Property prices in Lisbon can vary depending on many factors, but the legal procedures remain the same. The transaction requires a Portuguese tax number (NIF), a bank account and a preliminary contract of sale (CPCV). The final stage is the signing of the contract at the notary and registration of the property in the Land Registry.

It is very important to engage an experienced lawyer who will check all documents and ensure the legal integrity of the transaction. For example, a CPCV contract includes details of the terms, payment terms and possible penalties for breach of terms. This ensures security for both parties to the transaction.

Lisbon for Russians: procedure for obtaining a Portuguese residence permit through the purchase of property

The “Golden Visa” programme allows you to obtain a residence permit for the purchase of properties worth 500,000 euros or more. It allows you to travel freely in Schengen countries and subsequently obtain Portuguese citizenship.

The process includes several stages: from visa application to annual renewal. First you need to apply to the SEF (Portuguese Immigration and Borders Service), provide proof of purchase and financial means for residence.

Reviews of life in Lisbon for Russians

Many Russian-speaking residents note the high level of comfort, safety and friendliness of the locals. For Russians, Lisbon is becoming a second home thanks to its mild climate, relaxed lifestyle and diverse culture. For example, one of the migrants, Dmitry, shares on social networks: “I moved to Lisbon three years ago, and I am still surprised at how open and friendly people are here. It’s a completely different rhythm of life, where quality over quantity.”

Families with children also note the high quality of education and access to international schools. Lisbon offers many parks and outdoor activities, making it an attractive destination for families.

Conclusion

Лиссабон для русских: процедура получения ВНЖ Португалии через покупку недвижимостиProperty in Lisbon remains one of Europe’s most attractive investment destinations due to its unique combination of culture, climate and economic stability. Buying a home here is not just an investment in square metres, but an investment in a lifestyle where the sun shines almost all year round and the city opens its arms to all who want to be part of it.

The western corner of Europe is a place where ocean freshness meets the comforts of modern life. Property in Portugal opens up opportunities for a radical change of lifestyle. Let’s talk about it in more detail.

The energy of the Atlantic: why property in Portugal is in such demand

Living by the ocean has a special atmosphere – fresh breezes and endless expanses energise every day. Owning a property in this location is a symbol of quality living, where environmental friendliness is combined with European comfort. The Atlantic gives the opportunity to feel a part of nature, improving both physical and mental health.

Advantages of living near the ocean:

  1. Clean air promotes health.
  2. The climate is mild, without sharp temperature fluctuations, which makes everyday life comfortable.
  3. Lusitania’s beaches are regarded as some of the best in Europe – there’s always a chance to exercise or relax on the coast.
  4. There is a lack of industrial pollution, making the coast an ideal location for those seeking an eco-friendly lifestyle.

The pros of buying property in Portugal for investment: financial wisdom

The demand for housing by the endless waters is constantly growing, attracting investors interested in reliable assets. Tourism and the demand for rentals by the sea contribute to a stable income.

Benefits of investment:

  1. Profitability: The possibility of renting out the property guarantees a stable income.
  2. State support: The “golden visa Portugal” programme attracts investors.
  3. Growing demand: Tourism is on the rise, which increases the demand for short-term rentals.
  4. Investor benefits: Lower taxes on rental income for residents, making the market even more attractive.

An oceanfront villa or an apartment in the city?

Choosing between a villa by the ocean and an apartment in the city centre is a toss-up between different styles of everyday life.

Oceanfront villa – the advantages:

  1. Total privacy and proximity to nature.
  2. Beautiful ocean views.
  3. Opportunity to create a personal oasis with swimming pool and garden.
  4. Freedom in architectural solutions and the opportunity to develop the territory according to your taste.

Apartments in the city – amenities:

  1. Developed infrastructure in walking distance.
  2. Close proximity to cultural centres, restaurants and shops.
  3. Great option for renting out.
  4. Maintenance and security that reduces household hassles and makes life more comfortable.

Property in Lisbon and Porto – at the heart of Portuguese culture

Недвижимость в Португалии: почему стоит вложиться и как выбрать лучший вариантLisbon is a capital city where every neighbourhood has its own unique flavour. Investing in property here provides access to the best schools, restaurants, as well as opportunities for cultural enrichment. The city is home to numerous cultural sites – museums, theatres and galleries – making it an ideal destination for those who appreciate art and history.

Porto is famous for its wineries and ancient architecture. Here you can find both cosy apartments and luxury villas overlooking the Douro River. The city is famous for its half-timbered buildings, narrow streets and ancient bridges, which creates a unique atmosphere and adds a special charm to life here.

“Golden Visa”: how property in Portugal opens borders

The programme provides unique opportunities for investors. Acquiring square metres in the Lisbon Republic allows you to obtain a residence permit, which opens the door to life in Europe without unnecessary bureaucratic hurdles.

Benefits:

  1. Travelling without visas: a chance to visit the Schengen area.
  2. Possibility of obtaining citizenship after 5 years.
  3. Stable investments: Portugal is one of the safest and most stable markets in Europe.
  4. Attractive conditions for families: the visa is extended to family members, making the programme particularly convenient for those planning to move with loved ones.

Property in Portugal for permanent residence

For those who are looking for a calm and measured place for permanent residence, property in the Atlantic state will be an excellent solution. There is a high level of security, warm climate and developed infrastructure.

Slow life style living:

  1. A calm rhythm helps to reduce stress.
  2. Excellent medical care available to residents.
  3. High quality food products, developed farming.
  4. A community of friendly and welcoming people, which facilitates a quick adaptation and a sense of belonging to the local culture.

Investing in commercial property in Portugal: hotels, offices and restaurants with the ocean as a backdrop

Investing in commercial objects is an opportunity to get high returns in the context of the growing tourist popularity of the country. Hotels, restaurants and office space in sought-after regions offer excellent prospects.

Key areas of focus:

  • Hotels by the ocean: high tourist flow guarantees a stable income.
  • Lisbon offices: the rise of technology and the influx of start-ups are creating demand for workspaces.
  • Restaurants and cafes: Portuguese cuisine is known for its uniqueness and gastrotourism attracts many visitors.
  • Retail spaces: shops and shopping arcades in tourist areas provide a constant flow of customers and high revenue.

Conclusion

Инвестиции в коммерческую недвижимость в Португалии: отели, офисы и рестораны на фоне океанаThe Atlantic breeze, culture, stability of Portugal is a great choice for those who want to change life and increase capital with the purchase of property in the land of sailors. It offers horizons that one can only dream of – from relaxing beach holidays to active participation in the cultural life of Lisbon and Porto.

The decision to move to another country is rarely taken impulsively. More often, after a series of logical “ifs” and practical “whys”. Whether it is worth moving to Portugal is a question that combines climate, taxes, citizenship and cost of living multiplied by personal ambitions. The answer is not in generalised ratings and tourist photos, but in numbers, systematicity and nuances, which are not shouted about in advertising brochures.

Quality of life and the cost of living

The cost of living in Portugal is characterised by moderation in basic expenses and unpredictability in additional costs. Lisbon and Porto lead the way in terms of prices: renting a flat in the centre starts at €1000 per month, lunch in a café at €10, and a bus pass at €40. In rural areas the figures are almost halved.

Moving to Portugal often starts with a look at the cost of living – a key factor for families and freelancers. The budget for one person with modest consumption is from €800 per month, including rent in the suburbs, food, transport and mobile phones. An extra €300-500 for comfort.

Law and order: what gives you a residence permit in Portugal

The Portuguese residence permit programme opens access to the labour market, education, medicine and movement within the EU. There are options through investment, contract, study or even passive income from remote activities. The most popular route is through a D7 visa: you just need to prove a monthly income of €820 (minimum), rent a home and open an account.

The residence permit is issued initially for 2 years, then extended. After 5 years, you can obtain a permanent residence permit or apply for citizenship, provided you pass a basic language proficiency test. The procedure itself takes about 6 months with proper preparation.

Weather without winter and hot summers

Climate remains one of the most underrated factors in the question of whether it’s worth moving to Portugal. Unlike neighbouring Spain, it has mild winters (up to +15°C) and mild summers (average +28°C). The Atlantic Ocean mitigates temperature spikes and the level of sunshine is over 270 days per year.

This stability makes it possible to utilise the sun’s energy all year round, save on heating, get around on foot or by bicycle. In rural areas of the south, heating costs almost disappear – an important economic advantage.

Should you move to Portugal: the pros and cons from an expat’s point of view

Reviews of real people from different countries record high adaptation. Many note the friendliness of the locals, tolerance and unhurried pace of life. The country’s rating is consistently high, as well as the level of security – it is among the top 5 countries in the world.

However, the disadvantages of life in Portugal are also present. Slow service, bureaucracy, closed labour market for unskilled specialists are common complaints. Especially often – from young people without knowledge of Portuguese.

Immigration requires not only documents, but also resistance to mental restructuring. It is difficult to expect European service at the Latin American speed of work of institutions. For example: registration at the tax office sometimes takes a week if you have all the papers.

Work and taxes: who benefits

The IT sector, online services, tourism and agriculture are the main areas for expats to work in. The minimum salary in 2025 is €820. The average is €1400-1600, but only in major cities.

Taxes remain a hot topic. Residents are obliged to pay up to 48% income tax (on a progressive scale), but the NHR (Non-Habitual Resident) programme allows you to optimise deductions for 10 years. It is especially favourable for pensioners and freelancers with income outside the country.

Business is actively developing: the small and medium segment receives subsidies and access to EU funds. Opening a company takes up to 3 days if you have an NIF and a local account.

Where to live: cities with character

The cities of Portugal are not alike. Lisbon is dynamic, Porto is traditional, Braga is religious and technological, Coimbra is the student capital, Faro is beachy.

Moving to Portugal to smaller cities can reduce housing costs by 30-40%, but limits access to work and medical centres. But quietness, safety and greenery are in abundance.

Health and education: expectations and reality

Health care in the country is public and private. Free basic care is available through the SNS number, but queues for specialists reach several weeks. Private clinics are faster, with the price of a visit starting at €60.

Education depends on language and age. Public schools accept free admission, but instruction is in Portuguese only. Private and international institutions require contributions from €400 to €1200 per month.

Expats are actively investing in their children’s education in international schools because of the flexibility of programmes and the possibility of transferring to European universities without language barriers.

What the numbers say: a final breakdown

The advantages of living in Portugal are obvious: access to the EU, climate, moderate spending, tax preferences, security. The country offers easy integration for freelancers, retirees, start-ups.

On the other hand, living in the country the pros and cons are unevenly distributed. Not everyone will get quick access to the labour market, not everywhere quality medicine is available. Moving without preparation is a risk.

Assessment by key parameters:

  1. Cost of living: moderate, but varies by region.
  2. Climate: mild, with minimum fluctuations.
  3. Safety: high, especially in small towns.
  4. Taxes: optimisation is possible.
  5. Citizenship: after 5 years.
  6. Education and medicine: high quality but nuanced.
  7. Feedback: positive, subject to adaptation.

Whether it is worth moving to Portugal depends on your specific goals and willingness to change. The country offers a comfortable environment, but requires awareness when choosing a region, status and income model. A move with a clear strategy will have maximum effect.

Whether it is worth moving to Portugal: conclusions

Whether it is worth moving to Portugal depends on your goals and readiness for change. The country offers access to the EU, a mild climate and favourable living conditions, but requires adaptation and a clear strategy. The move is justified if you take into account not only the advantages, but also the hidden nuances: taxes, bureaucracy and peculiarities of local life.

A morning cup of coffee in Lisbon could be the start of your journey to a European passport – a document that opens visa-free entry to 191 countries and grants you the rights of a citizen of a stable southern European democracy. The question of how to obtain Portuguese citizenship in 2025 is no longer a secret for the chosen few, but a clear plan of action, where each method is detailed: grounds, deadlines, financial costs and requirements – all like a navigator.

Naturalisation: a journey through time and attachment

Residence without gaps is a basic prerequisite. From 2024, the six-year rule applies: an applicant who has lived in the country for this period legally becomes eligible to apply. How to obtain Portuguese citizenship through naturalisation is one of the most popular scenarios.

Requirements:

  • legal residence under the Portuguese residence permit for at least 6 years;
  • A2 level language skills (CAPLE certificate);
  • no criminal record;
  • Evidence of integration (taxes, housing, employment).

In 2023, more than 32,000 applicants passed through citizenship by naturalisation. Natives of Brazil, Angola and Ukraine dominate. Refusals are formed mainly due to errors in documents and fictitious integration. The IRN – Instituto dos Registos e Notariado – accepts applications.

How to obtain Portuguese citizenship through marriage

Citizenship through marriage is not automatic. Marriage grants the right to apply after 3 years of living together. The marriage must be registered in Portugal. From 2022, there are more frequent checks on the reality of the relationship: interviews, cohabitation, finances. The scenario works also for same-sex unions.

Filing takes place at the same IRN authority. How to obtain Portuguese citizenship through marriage – more often used by immigrants from countries with a Portuguese-speaking base (Brazil, Cape Verde). The decision is made within 12-18 months.

Investments: money decides, but does not exempt from mandatory steps

Obtaining Portuguese citizenship status through financial investment is not automatic. The Golden Visa programme grants a residence permit and opens the possibility for naturalisation on a general basis. From 2024, investments in real estate are no longer accepted. Investments are directed to venture capital funds, scientific research and cultural projects.

In order to obtain civil status, investments are required. For example, €500,000 in a venture capital fund registered in Portugal. €250,000 in cultural projects or €500,000 in research programmes.

The process of obtaining citizenship under this scheme requires a strategic approach. Physical presence in the country is not necessary – spending 7 days a year is enough. Without proper taxation and legalisation of assets, approval cannot be obtained.

By origin and birth: blood, earth, evidence

Birth on the territory of Portugal gives a child a chance for civil status if at least one parent has lived in the country for at least 1 year. The 2020 law has greatly simplified access for children of migrants. Children born abroad are also granted citizenship status by descent.

Confirmation of the fact of origin requires archival work. Church parish documents, consular records, notarial records are often used. How to obtain Portuguese citizenship in this case is not a quick task, but with a high probability of a positive decision.

Documents, costs and pitfalls

Each script is accompanied by its own set of papers, but each one is mandatory:

  • valid passport and Portuguese passport if available;
  • proof of income;
  • certificate of absence of criminal record (with apostille);
  • proof of legal residence;
  • language certificate (in case of naturalisation).

The cost of filing is between €250 and €500, depending on the basis. Translation and notary costs are separate. Accompaniment through lawyers increases the budget by €1500-3000. Filing is possible online (via the Justiça portal) or at consulates.

Nationality and dual nationality

Dual citizenship in Portugal officially allows for dual citizenship without restrictions. The law does not require renunciation of the original passport. But not all countries recognise this approach. Russia, India and China are frequent examples of conflicts of jurisdiction. The applicant has to take into account the legislation of both countries: declare the fact of second citizenship, pay taxes, take into account military duty.

How to obtain Portuguese citizenship, keeping the previous one, is a standard practice in the EU. Most migrants keep their first passport. In the country it does not affect the legal status or participation in elections.

What is checked before documents are issued

Before granting Portuguese citizenship, the authorised authorities examine the applicant’s file. The main emphasis is on the continuity of residence and the legality of income. At the slightest breach of residency or tax transparency, the application is suspended. As of 2023, IRN has strengthened the verification of sources of funds. Special attention is paid to:

  • no sham marriages;
  • visa compliance;
  • to pay your taxes on time;
  • continuity of residence (breaks of more than 6 months without valid reasons block the procedure).

How to get Portuguese citizenship without rejection of the application means passing the test without any white spots in the dossier.

Portugal passport: opportunities without borders

The Portuguese citizen document opens entry to 191 countries. For example: USA, Japan, Canada and the UK without a visa. Gives full access to free movement, work, education and health care in EU countries. In the Henley & Partners 2025 world ranking, the Portuguese passport was ranked as the 4th most visa-free destination.

Obtaining a Portuguese passport is the final stage of the procedure. IRN issues the document once the decision to grant citizenship has been made. The normal waiting period is up to 6 weeks. Filing is done at SEF authorities or consulates.

Figures and statistics: who and how gets a Portuguese passport

According to the Ministry of Justice, 64,040 people will be granted Portuguese citizenship in 2024. The top five countries are Brazil, India, Ukraine, Cape Verde and Angola. The number of applications from Asians and Middle Easterners has increased – especially among investors and professionals.

How to get Portuguese citizenship faster? Applicants with a connection to CPLP (Commonwealth of Portuguese-speaking Countries) use it most often. For them, a simplified regime is applied, which excludes language skills and gives priority in consideration.

How to obtain Portuguese citizenship: conclusions

It is possible to obtain a passport as a Portuguese citizen in 2025 if you follow the rules and act without mistakes. The country offers several ways: through naturalisation, marriage, investment or descent. The main thing is to prove legal residence, integration and clean dossier.

Most refusals are due to formalities: incomplete package of documents, violation of deadlines, dubious income. Those who prepare in advance and act competently get the desired visa without delays.