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In the asset market, luxury has taken its own niche, both literally and figuratively. The reflection of prestige, capital power, and taste is concentrated in properties that do not shout about their price, but demonstrate their value through thoughtfulness, privacy, and uniqueness. The answer to the question of what luxury real estate is lies not only in its value, but also in every inch of its space, where comfort and individuality are the driving forces.

What is Elite Real Estate: Key Features

The premium segment is formed not by advertising, but by limited availability, technological sophistication, and quality of materials. The answer to the question of what constitutes luxury real estate is based on strict parameters, including:

1. Location. First lines by the water, historic streets, and quiet neighborhoods with low noise levels. Only premium infrastructure within the radius.
2. Architecture and facade. Individual architectural appearance, facades made of natural materials, non-standard geometry, and lighting scenarios.
3. Internal filling. Thoughtful layout, ceilings from 3.3 meters, panoramic Windows, designer finishes, engineering equipment of business level and above.
4. Infrastructure. The territory includes a fitness club, a spa, lounge areas, restaurants, children’s clubs, indoor parking, storage rooms, and a private garden with landscaping.

The definition of luxury housing is fixed in complexity: luxury begins with details.

The structure of the premium segment: what is luxury real estate

The premium segment is divided not only by building type, but also by architectural design, service level, and ownership format. Let’s consider what luxury real estate is in terms of functional types.:

1. Premium class apartments. Apartments with river views, parks, terraces and fireplaces. Integrated climate control systems, multi-format zoning. The decoration is made of natural marble, oak, brass.
2. Luxury homes. Mansions in gated communities within 20 minutes from the center of the metropolis. The area of 350 sq.m., individual garages, swimming pools, winter gardens, winter-resistant facades.
3. Luxury apartments in apartment complexes. 24/7 services, management by hotel brands. Five-star service, including cleaning, meals, and maintenance.

This is a wide range of solutions aimed at combining privacy, design, and investment potential.

Living Standards and Investments: How Investment Logic Works in the Premium Segment

The flow of capital into the premium segment is driven not only by prestige. Investments in luxury real estate form a sustainable income model. The main parameters of profitability include:

1. The average rental rate is from 2000 to 8000 euros per month for facilities in metropolitan and tourist locations.

2. Cost growth at the level of 7-15% in 3 years with stable macroeconomics.

3. Stable liquidity due to limited supply.

4. A high level of tenants are top managers, diplomats, representatives of foundations.

The market has confirmed that when calculating horizons over 5 years, the premium segment ensures stable capitalization. It reveals the practical significance of luxury real estate as an investment mechanism.

Definition: the difference between luxury housing and business class

Luxury housing is not limited by square footage or appearance. The main difference between luxury housing is the approach:

1. Only small apartment buildings or villas.

2. A maximum of 2-3 apartments per floor.

3. The lack of standard solutions in the layout.

4. The author’s design of each area, including bathrooms and kitchens.

5. Specialized engineering equipment includes individually controlled climate systems, smart security systems, and isolated elevators.

There is an important feature: luxury housing does not allow for compromises. Here, every element is implemented in favor of individuality, comfort, and technical superiority.

Life Scenarios: Comfort as an Investment Foundation

Luxury properties are designed not for display, but for living. The basis is a comfortable area where every meter works for the owner. The main elements include:

1. A closed courtyard without cars.

2. A landscape designer creates an individual recreation and shade area.

3. Terraces, balconies, indoor gardens.

4. Parking at level -2 with key access.

5. Video surveillance around the perimeter, security, personalized entrance control.

What is luxury real estate? It is an infrastructure where security, privacy, and quality create a VIP-level living space.

Criteria for choosing a premium facility

Understanding the segment requires an accurate assessment. What is luxury real estate? It is an asset that combines both tangible and intangible indicators.

Key criteria:

1. Location in an area of historical or natural value.

2. Availability of transportation and protection from noise.

3. The architecture is from a well-known bureau with an emphasis on privacy.

4. The minimum number of apartments in the building.

5. Closed—type infrastructure – fitness club, SPA, restaurants, swimming pools.

6. Design by international-reputed interior design bureau.

7. Parking with individual spaces.

8. Energy efficiency and technical equipment indicators.

9. Stable growth in market value over a 3-5 year horizon.

10. Guarantee of legal purity of the transaction and transparent registration of rights.

Local focus: what is luxury real estate in Portugal

Portugal has developed its own luxury architecture. Locations such as Cascais, the Algarve, and the historic center of Lisbon have become centers of investor attraction.

Property parameters:

1. Areas from 150 sq.m, terraces from 30 sq.m.

2. Panoramic windows overlooking the ocean.

3. Concierge service, private infrastructure with swimming pools and restaurants.

4. The cost starts from 1.2 million euros, an increase in value of up to 11% in 24 months.

5. High demand among European residents and family funds.

The Portuguese model shows what luxury real estate is: in a country with a mild tax regime, a warm climate and a stable economy, the segment creates long-term value.

Functional Approach: Engineering and Technology

Modern premium housing uses complex engineering systems. Technology plays a key role:

1. Supply and exhaust ventilation with climate control.

2. Smart lighting and water supply control systems.

3. Fire and flood prevention systems with sensors in each zone.

4. Video analytics with facial recognition and automatic alerts.

5. Stable energy supply and alternative sources such as solar panels and geothermal systems.

The technological base determines not only the comfort level, but also reduces operating costs, ensuring investment efficiency.

Conclusion

What is luxury real estate — a symbiosis of architecture, status, technology and strategy. Investments in premium facilities allow:

1. Protect capital from inflation.

2. Get a stable rental income.

3. Enter the narrow resale market with high margins.

4. Become part of an exclusive investment pool.

The segment shows steady demand even in the face of economic changes. Long-term value, individual approach, and limited supply create a unique investment space where every square meter works for capital.

Immigration requires not only a desire, but also an understanding of the legal situation. It is at this stage that the key differences between a residence permit and permanent residence are revealed. A mistake at the start leads to limitations, lengthy procedures, and difficult integration. Therefore, choosing the right status affects the comfort, stability and prospects of living abroad.

Portugal, Spain, the Netherlands, Germany — each country offers different conditions. But the basis is the same: status determines the level of freedom and the depth of rights. It’s easy to leave without understanding the nuances. To gain a foothold is not.

Status as a tool: what distinguishes a residence permit and permanent residence

The logic of “both give the right to live” does not work here. The differences between a residence permit and permanent residence are in the legal structure. A temporary format always means dependency. From the contract, from the employer, from the educational institution, from income. Permanent residence is the final point of stability: it requires no explanation, allows freedom of movement, change of employment, and business development. The status is issued as indefinite, while the temporary permit (residence permit) is linked to the term and the basis.

Legal differences: limitations and opportunities

The decision in favor of one of the two statuses determines not only the route of legalization, but also the daily level of freedom. The differences between a residence permit and permanent residence are expressed in the powers that a person receives in a new country. Rights, access to systems, and the degree of government control — each of these parameters directly depends on the chosen residence format.

Periodic review and renewal

Permanent residence is exempt from regular confirmation of grounds. After obtaining a permanent residence permit, it is not necessary to explain why a person remains in the country, what he does and how successfully he conducts his business. Every few years, the document is only updated without the need to collect evidence of employment, rent or contracts.

Residence permit requires constant monitoring. Each renewal cycle is a package of documents, including a contract of employment, income certificates, insurance, and tax statements. In case of changes (relocation, job loss, change of educational institution), the status may be at risk.

The right to work and change of activity

Permanent residence allows you to change your profession, employer, or employment without requesting a modification permit. An entrepreneur with a permanent status can simultaneously run a business, work for hire and invest. A residence permit strictly limits the scope of employment. For example, a student residence permit prohibits working over the allowed hours limit. A worker’s residence permit is linked to a specific position. An attempt to change employers requires a new application, sometimes from scratch, including the time frame for consideration and admission to work.

Real estate: differences between a residence permit and permanent residence

Permanent residence provides access to full ownership of real estate. The purchase of land, facilities for rent or reconstruction takes place without restrictions. In many countries, participation in mortgage programs without increased interest rates is also allowed. A residence permit limits these possibilities. It is often allowed to purchase only housing for personal living. Registration of investment or commercial real estate requires separate permits, and such cases take longer to be considered, sometimes rejected.

Freedom of movement within the country

Permanent residence removes barriers. A citizen with a permanent residence permit has the right to live in any city or region of the country without notifying the authorities, even if it is a question of closed administrative zones. A residence permit records a specific place of residence. In case of relocation, a notification or even an update of the permit is required. This rule is applied especially rigidly in countries with a regional registration system (for example, in Portugal and Spain).

Social programs and medical care

Permanent residence provides full access to healthcare, education, housing, compensation, and preferential programs. A person receives the same amount of assistance as citizens. Connecting to a family doctor, admission to public schools, compensation for rent or utility bills are all included in the basic capabilities.

The residence permit either cuts off such options or makes them paid. Insurance is partially valid, visits to doctors are often not compensated, and access to schools or universities requires additional payment. Many benefits are granted only with a certain type of visa and may be cancelled if conditions change.

Participation in resident programs

Permanent residence permits participation in national employment, adaptation, integration, and training programs. Access is also available to grants, allowances, retraining courses and partial tax compensation. The residence permit practically does not affect these initiatives. Even participation in language courses or career development programs requires individual approval, especially if they are funded by the state.

Conditions for obtaining: differences between a residence permit and permanent residence

The path to permanent residence is being built gradually. First, you need to obtain a residence permit, live in the country for 3 to 5 years, meet the conditions for income, absence of violations and integration. The requirements differ from country to country, but the general logic remains — first the temporary basis, then the right to permanence.

Comparative table of parameters:

Differences between a residence permit and permanent residence: status solves more than it seems

The difference between permanent residence and a residence permit is not only in the name, but in the degree of control over life. The first one gives you rights. The second is permission. In the long term, it is the differences between a residence permit and permanent residence that form the scenario: adaptation with a margin or constant struggle with restrictions. When choosing between temporary and permanent status, it is necessary to take into account not only current circumstances, but also future goals. The right start will save you years, save you from difficulties and accelerate the path to stability.

Investing in overseas commercial property offers a wide range of opportunities for capital growth, asset diversification and stable income. With globalisation and the expansion of international markets, the format of properties in countries like Portugal continues to attract the attention of investors from around the world. Understanding the key advantages of such investments helps to minimise risk and ensure long-term benefits.

Advantages of investing in commercial property abroad

Investing in overseas commercial property offers unique opportunities to build a stable and diversified portfolio of assets. The main advantages of such investments include long-term income, capital protection and favourable tax conditions.

Income stability and high growth potential

The benefits of investing in overseas commercial property are evident due to high yields, stability and growth potential. Investments provide reliable income streams through long-term leases and regular payments. The average yield in countries with developed property markets is 6-8% per annum. Depending on the region and type of property, the percentage can be even higher.

Long-term contracts with large and stable tenants help to ensure a high level of profitability. In countries with highly developed markets, the parties to a transaction usually sign contracts for 5-10 years, which reduces risks and guarantees regular income.

Diversification of investment portfolio

Investing in foreign commercial property helps to diversify assets, which reduces risks and protects against instability in local markets. Given that economic cycles and political situations can vary significantly from country to country, investing in international markets serves as a good defence against financial crises at home.

Diversification can also include the purchase of different types of property such as office buildings, warehouses, retail space and hotel complexes. This enables the investor to spread risk and generate income from different sources, reducing dependence on a particular sector or geographical region.

Capital protection

One of the key advantages of investing in foreign commercial property is capital protection. In conditions of instability in the home markets, investments in objects abroad allow to secure funds from inflation, currency fluctuations and political risks. For example, EU countries have stable legislation that protects investors’ rights to foreign assets, ensuring a high degree of security. In addition, international investment protection agreements and insurance mechanisms provide further protection.

Advantages of investing in commercial property in Portugal

Portugal stands out from other European countries due to the favourable conditions for commercial property investors. There is a unique combination of factors that make the country’s market one of the most attractive in Europe.

Economic stability and GDP growth

Portugal has an economy that has shown stable growth and a high rate of recovery from the global crises. In recent years, the country’s GDP has been steadily increasing by 2-3% per annum, indicating good market conditions and growing consumer demand. A stable economy creates a solid base for investment in commercial property.

Portfolio growth in such conditions can be ensured not only by stable rental yields, but also by growth in the value of the properties themselves. Portugal continues to modernise its infrastructure, improving transport accessibility and construction standards, which contributes to the increase in commercial property prices in various regions.

Golden Visa Programme and tax advantages

The state offers favourable tax conditions for foreign investors, including a taxation system for commercial property owners, as well as the Golden Visa programme. The model allows investors who invest at least 500,000 euros in square metres to obtain a residence permit in Portugal. This gives not only the right to permanent residence in the country, but also favourable tax conditions for renting out property.

Infrastructure development and tourism

Portugal is one of the most popular tourist destinations in Europe, attracting more than 25 million tourists annually. Tourism actively supports the demand for commercial property, especially in cities such as Lisbon, Porto and the Algarve, where hotel complexes and retail space are in high demand.

The modernisation of the country’s infrastructure is also contributing to rising property values. In recent years, Portugal has been actively developing its transport system, building new airports and improving rail links, which has a positive impact on property returns.

How to choose commercial property for investment abroad

Selecting the right overseas commercial property for investment requires careful analysis of a number of factors. To minimise risks and maximise returns, an investor should consider the following parameters:

1. Location – properties in major tourist and business centres such as Lisbon or Porto offer high yields and value growth potential.

2. The type of property – offices, retail space, warehouses or hotels require different management approaches and different risk assessments.

3. Market conditions – it is important to understand the current and projected conditions in the chosen country.

4. Taxes and legal protection – it is important to consider commissions on rental income, capital gains tax and the level of legal security for foreign investors.

Investing in overseas commercial property as a way to create sustainable assets

Investing in overseas commercial property provides excellent opportunities for asset diversification, stable income and capital protection. Portugal is one of the most attractive markets for commercial investors due to its robust economy, tax incentives and strong infrastructure development.

Portugal offers not only a mild climate, high quality of life and a sustainable economy, but also affordable opportunities in the property market. Outside the tourist highways and metropolitan areas remain regions with low prices, high liquidity and growth potential. Cheap cities in Portugal for buying a home allow you to build a balanced investment portfolio, optimise your relocation budget and minimise the costs of everyday expenses.

Bragança: the reliability of the north-east

Bragança, located in a mountainous area close to the Spanish border, offers the lowest housing prices of any major municipality in the country. Portugal’s cheap cities to buy a home have rarely shown such stability of demand combined with infrastructure. Flats here cost from €35,000 and houses from €50,000.

Transport accessibility includes regional roads and proximity to Spanish routes. The city attracts retirees, students and digital nomads. Low rents keep the cost of living down and administrative structures incentivise relocation by simplifying the process of obtaining a residence permit.

Castelo Branco: green centre and academic environment

Castelo Branco is one of Portugal’s cheap cities to live in, with a well-developed education system and green areas. Property prices start from 45,000 euros for one-bedroom flats. The region provides comfortable living for families, professionals and remote workers. Castelo Branco maintains some of the lowest rents, utilities and housing taxes. A local university and government support programmes make it a sustainable location for budget investment.

Viseu: moderation, history and perspectives

Viseu offers a balance between a historic environment, quality infrastructure and reasonable prices. It is one of Portugal’s most budget-friendly cities to relocate to, with a square metre of housing starting from 900 euros. The centre districts are saturated with architecturally valuable properties, while the suburbs provide spacious homes at below-market prices.

Local authorities are promoting a sustainable development strategy, introducing measures to improve the urban environment and supporting start-ups. Viseu targets those seeking a quiet but active urban life and lowers barriers to entry into the property market.

Vila Real: university, mountains and stability

Vila Real is the regional centre of Traz-Uj-Montich. It combines scientific and educational potential with natural surroundings. Property prices start from 40,000 euros, especially in areas away from the centre. The city is actively developing medical facilities, sports centres and social programmes.

Immigration to Portugal is inexpensive through such cities due to affordable flats, simplified bureaucracy and low competition in the market. Investors take advantage of short-term and long-term rental opportunities – demand is formed by students and visiting professionals.

Leiria: transport and investment bias

Leiria is located between Lisbon and Porto, forming a strategic corridor. It is one of the cheapest cities in Portugal to buy a home, combining a well-developed transport infrastructure, industrial zones and a stable market. The average cost is €1,000-1,200 per m², which is significantly lower than prices in the metropolitan belt.

The region offers quick access to major centres by road and train, while maintaining a budget standard of living. Leiria is actively accepting new construction projects and attracting investments in IT clusters, logistics and educational structures.

The pros of cheap cities in Portugal for buying a home

Portugal’s cheap towns to buy a home form an attractive alternative to large urbanised areas. Utilities ensure uninterrupted water and electricity supply, regularly renew road surfaces, and develop public spaces – parks, playgrounds, recreation areas. Local governments invest in health care: most provincial centres have municipal clinics, hospitals, maternity wards and emergency rooms. This is especially important for retirees and families with children who choose peace and security over the hustle and bustle of the city.

Road and transport accessibility is easy even in remote areas. Railway stations connect the regions to Porto, Lisbon and the coast. Bus routes run between towns and villages with high regularity. Many provinces are launching their own mobile apps to pay fares, track routes and get information on traffic changes. This digitalisation of infrastructure increases comfort and trust in local authorities.

There are regional adaptation programmes for newcomers: free language courses, information centres, and legal support. Some municipalities reimburse part of the costs of relocation or paperwork. Portugal’s budget cities for living thus enhance social integration and motivate migrants to settle permanently.

Financial aspect

The financial aspect also plays a key role. Living expenses in the province are much lower than in the tourist capitals. The average monthly budget per adult is 600-900 euros. This amount includes rent of a one-room flat, food, transport, mobile communication and basic insurance. By comparison, in Lisbon and Porto, a similar set of expenses easily exceeds 1,200 euros. This explains the growing interest in small towns – they provide a decent standard of living with minimal expenditure.

Housing as a factor of stability

Property remains one of the key tools for creating personal and financial security. Portugal’s cheap cities to buy a home allow you to own a flat or house in a short period of time with minimal investment. Many municipalities have subsidy programmes for the renovation of old stock. The buyer can buy an object at a price from 30 000 euros and invest an additional 10-20 thousand in repairs, while the total cost will remain below market value.

Investors are given flexibility in choosing a strategy. One of the most popular options is renting. Small towns provide a stable demand among students, medical staff, civil servants and visiting specialists. Average rental yields in such regions reach 4-6% per annum. These are not record figures, but they are stable and predictable. The low level of competition reduces the likelihood of downtime between tenants and simplifies property management.

Another important aspect is immigration. Inexpensive property often serves as a basis for obtaining a residence permit. The registration procedure is simplified. Most transactions are completed within 30-40 days, including inspecting the property, signing the contract, paying taxes and entering data into the registry. Local notaries and agents provide services in English and accompany the process until the property is fully registered.

The tax burden in small towns does not cause budget overload. Municipal property tax (IMI) ranges from 0.3 to 0.5 per cent per year of the cadastral value. In the first three years after the purchase of a newly built or extensively renovated home, the authorities often grant tax exemptions. This further reduces start-up costs and allows you to concentrate on improvements or investments.

Choose among the cheapest cities in Portugal to buy a home

Purchasing property outside of tourist cities allows you to avoid overheated prices and get maximum quality for minimum money. Each of these regions opens its own growth trajectory, creates local demand and strengthens the owner’s position. By focusing on these locations, you are investing not only in property, but also in the potential of a developing Portugal.

“Flowering Island” of Portugal represents an ideal place to live and holiday, thanks to its comfortable climate, low taxation and high quality of services. Many foreign nationals from all over the world are considering moving to Madeira in order to obtain permanent residence (Permanent Residence) or residence permit, benefit from all the advantages of residence, favourable tax incentives and enjoy a comfortable life surrounded by beautiful natural scenery.

The pros of living in Madeira: what attracts people to live in Madeira

Madeira attracts attention not only for its nature, but also for its developed infrastructure, mild climate and advantages for people working in technology and business. The island has become a real find for digital nomads, retirees and families looking for a better place to live. The stable climate as well as favourable conditions for business and investment attract more and more people who want to start a new life in Europe.

Climate and nature

The climate on the island is one of the most attractive factors for those looking for the perfect place to live. With mild temperatures all year round, where winters are not too cold and summers are moderately hot, the location provides comfortable living conditions. Madeira is immersed in greenery, making it an ideal destination for nature lovers, hikers and outdoor enthusiasts. Especially appreciated by tourists and locals are phenomena such as the Laurel Forests, a UNESCO World Heritage Site, as well as picturesque volcanic beaches and high mountain trails.

Tax benefits and immigration programmes: attractive conditions for relocation

Madeira represents a part of Portugal, but at the same time has peculiarities in the tax system that make the island attractive to investors and residents interested in favourable tax benefits. The territory actively attracts foreign citizens, offering opportunities for residence permits and permanent residence. One of the most popular programmes is the Golden Visa (Golden Visa), which allows you to invest in real estate or set up a business on the island and, at the same time, receive the right to a long-term stay in the country.

Property for living and investment in Madeira: prices, options, pros for investors

The property market in Madeira is well worth a look. There is a wide range of accommodation, from traditional Maltese houses to modern condominiums, giving you the opportunity to choose from a variety of options depending on your preferences and finances. Property prices here are considerably lower than in most European capitals. The average cost of housing varies from €1,500 to €2,500 per square metre depending on the location. For example, flats in the centre of Funchal (the island’s capital) or near the beaches tend to be more expensive. At the same time, investing in housing outside the city limits or in less popular areas can be profitable, such properties promise good prospects for value growth in the future.

Buying property in Madeira is not only an opportunity to improve your quality of life, but also a profitable investment. Many foreign investors choose the location due to its strategic location, favourable rental conditions and stable growth in property prices.

Digital nomads and remote working in Madeira

Madeira is becoming a popular destination for digital nomads thanks to its excellent climate, internet availability and unique infrastructure for remote working. The island offers not only beautiful scenery, but also co-working spaces, cafes and places to socialise, making life here convenient for professionals working in technology, marketing and business.

Linked to this is the creation of a special programme for digital nomads and freelancers, offering special benefits and support for those who choose to live and work in Madeira. The project includes tax advantages and support for start-ups, as well as facilities for setting up a business in certain neighbourhoods.

Moving to Madeira in 2025: what you need to know

In recent years, moving to Madeira has become popular with people seeking a quality of life and favourable working conditions. The island is a great option for those who want to live in Europe without facing the high cost of living in cities such as Lisbon or Barcelona. Moving to Madeira in 2025 will be relevant not only for investors, but also for people who want a fresh start.

But, as in any other place, life here has its nuances. For example, the limited availability of some goods and services can be a challenge for those who are used to a large assortment in large metropolises. You also have to take into account the high cost of certain services, which can affect the overall budget. But for people who are oriented towards a quiet life in a picturesque location with excellent nature and low taxes, Madeira will be an ideal choice.

The main advantages of living in Madeira:

1. Beautiful year round climate, ideal for those who don’t want to endure harsh winters.
2. Opportunity to take advantage of tax incentives and create a business with minimal taxes.
3. Great environment for remote work and freelancers.
4. Developed infrastructure for a comfortable life: high quality medical services, convenient transport links, well-developed network of shops and restaurants.

The main disadvantages of living in Madeira:

1. Some limited opportunities for professionals in specific fields.
2. Higher cost of living compared to other Portuguese regions.

Conclusion

Madeira represents an excellent choice for those who want to enjoy the perks of comfortable living, warm climate, convenient infrastructure and favourable tax incentives. Moving to the island will be a favourable decision for digital nomads, investors and those who want to travel to the most picturesque corner of Europe. There are plenty of opportunities for personal and professional growth in an atmosphere of nature, sunshine and tranquillity.

Portugal continues to be one of the most attractive countries for immigration due to its mild climate, affordable prices and high quality of services. In recent years, the country has been actively attracting foreigners by offering residence permit programmes, comfortable working conditions and the opportunity to buy real estate on favourable terms. The best cities in Portugal to live in differ in terms of salaries, housing costs, infrastructure and income opportunities.

Lisbon: the capital of opportunity

Lisbon opens the list of Portugal’s best cities to live in, offering a developed economy, working prospects and a rich cultural environment. It is the country’s largest metropolis, which combines historical heritage and modern technology. The offices of major IT companies, international corporations and financial centres are located here, making the place a magnet for professionals from different fields. The average salary in the capital is 2000-2500 euros, but in the IT and finance industries the income can exceed 4000-5000 euros. The city remains a major economic centre, offering jobs in tourism, technology, start-ups and consulting.

Real estate: prices and rentals

The cost of housing is higher than in other regions. The price per square metre starts from 5000 euros in the centre and 3500 euros in the suburbs. Renting a one-room flat costs from 1000 euros in the main streets and 750 euros in more remote areas. Lisbon is suitable for entrepreneurs, IT professionals, investors and young professionals looking for career prospects and an active urban rhythm.

Porto: a city for those looking for a balance between work and comfort

Porto ranks second among the best cities in Portugal due to its high quality of life, affordable prices and developed infrastructure. The city is known for its cultural heritage, wine industry and strong tourism sector. The average salary here is lower than in Lisbon, but the standard of living compensates for this disadvantage. The city remains a centre for freelancers, small business owners and professionals in tourism and commerce.

Property in Porto

The average cost per square metre is 2500-4000 euros, with flat rentals starting at 700 euros. This makes the city more affordable than Lisbon, but with a high level of comfort. Its proximity to the Atlantic Ocean, mild climate and relaxed pace make Porto an ideal place for families, freelancers and those who want to combine work and a comfortable life.

Coimbra: Centre for Education and Science

Coimbra is ranked among the best cities in Portugal to live in, offering a high level of education, affordable housing prices and an intelligent atmosphere. The metropolis remains a key educational centre of the country, as it is home to the oldest university, founded in 1290.

Why does Coimbra attract students and professionals?

The city combines an academic environment, a rich history and an affordable cost of living. The location remains ideal for students, teachers and researchers who value science, culture and low housing prices. The average cost of renting a flat is 500-600 euros per month, making Coimbra one of the most affordable cities in the country. At the same time, the standard of living remains high and the population is actively involved in cultural and educational activities.

Work opportunities

The fields of education, medicine, science and IT are well-developed here, making the metropolis attractive to teachers, doctors and technology professionals. Flexible remote work opportunities also make Coimbra attractive to freelancers and digital noms. The city remains the country’s intellectual centre for young professionals and scientists, making it an ideal choice for students, teachers and entrepreneurs working in the education and technology sectors.

Braga: Portugal’s best city for family life

Braga offers a high level of security, quality education and convenient infrastructure. It is one of the oldest corners of the country, which is actively developing. There are few tourists here, and life is quiet and measured. The infrastructure is adapted for families with children – many parks, playgrounds, green areas, sports facilities.

Real estate in Braga

The average cost of housing is lower than in major cities in Portugal. The price per square metre starts from 1800 euros, renting a flat from 600 euros per month. This is one of the most affordable places in the country to move to with a high quality of life. Braga is ideal for families, retirees and those who are looking for peace and comfort, but do not want to lose access to the developed infrastructure and opportunities of the metropolis.

Aveiro: the Venice of Portugal

Aveiro is a unique city on the Atlantic coast that combines rich history, modern infrastructure and a high standard of living. Thanks to its canals, architecture and convenient location, it is often referred to as the Venice of Portugal.

What makes Aveiro attractive for Cohabitation?

The city remains one of the most affordable in the country, offering a low cost of living and a comfortable environment. At the same time, the quality of infrastructure and security measures remain high. Aveiro stands out for its peaceful atmosphere, clean streets, convenient transport system and proximity to the ocean. The ideal place for those looking for a relaxed pace of life, but who want to stay in a dynamic city.

Property value

The average price per square metre starts from 2000 euros, renting a flat from 650 euros per month. This makes the city one of the most affordable in Portugal. Developed areas of tourism, shipping and innovative technologies create opportunities for work in the country, and the low level of housing and product prices makes life comfortable. Aveiro is ideal for those who want to live by the ocean, enjoy the architecture without losing affordability.

Conclusion

Choosing the best city in Portugal to live in depends on your priorities. For career and work, Lisbon is the place to be. For family life – Braga, for students and academics – Coimbra, and for those looking for a balance of comfort and affordability, Porto and Aveiro are ideal. Immigration to the country offers prospects for work, business and comfortable living.

With its mild climate, Mediterranean cuisine and unique cultural atmosphere, Portugal is considered one of the most attractive destinations to relocate to in 2025. The country offers a harmonious combination of affordable prices and a high level of comfort. In this article, we will tell you how realistic it is for a Russian to fit into local society, as well as provide information on the cost of living in Portugal.

Why Portugal is attractive

Portugal remains a magnet for expats due to its unique combination of geographical diversity, high standard of living and affordable cost of services. It’s a place where tradition meets modern amenities: in 2025, the country stands out for its developed infrastructure, security, stable economy and warm climate suitable for long-term residence.

Geographical diversity and climate

Srana offers a stunning geographical diversity:

1. Famous for its golden beaches and Mediterranean climate, the southern Algarve is ideal for those who appreciate mild winters and warm summers. Albufeira and Lagos are cities where life is relaxed, with cosy cafes, seafood and a measured pace.

2. Lisbon, the country’s capital, is a striking architecture where modern business centres sit alongside historic monuments. The city rises up the hills, offering views of the Tagus River, and the climate remains comfortable all year round. The average temperature in winter is around 12-14 degrees Celsius, while in summer the temperature does not exceed 30 degrees Celsius. Lisbon is the choice of those seeking a balance between career opportunities and cultural leisure.

3. The northern regions of Porto and Braga are characterised by green hills and cooler weather. In Porto, history breathes in the streets: ancient bridges, the Douro River promenade and the famous Port wine. These regions are suitable for those seeking inspiration in silence and nature.

4. The central regions, including Alentejo, delight with plains and authentic villages. The central regions of Portugal, including Alentejo, enjoy the plains and authentic villages.

Standard of living and infrastructure

The level of comfort in Portugal remains one of the best in Europe, despite the relatively low cost of living. Developed infrastructure, safe cities and affordable services make the country attractive to families, young professionals and retirees.

Lisbon and Porto have convenient subways, with single fares costing around €1.5 and monthly passes costing €40. Intercity trains connect the major cities, travelling here is more than affordable.

The medical system deserves special attention. Public hospitals provide high-level services, and insurance for residents costs an average of 40 to 70 euros per month. Private clinics offer more flexible conditions, providing a high standard of service. For example, a consultation with a specialist will cost 50-70 euros.

Education in the country is also of a high standard. Public schools offer free tuition, while international institutions like Carlucci American International School of Lisbon offer programmes in English. Higher education is available not only for local students but also for expats.

Security is one of the key factors that make relocation attractive. Low crime rates provide peace of mind for families and the elderly. Combined with a friendly culture and hospitality, this creates an environment where everyone feels comfortable.

The cost of living in Portugal is determined by a combination of high quality services and affordability. The country offers a comfortable environment for reasonable money, making it one of the best choices for emigration.

How much does it cost to live in Portugal?

For an objective assessment, you should consider the main cost items: rent, food and transport. These categories define everyday spending and help to understand how affordable a country is.

Renting accommodation in Portugal

In 2025, prices vary depending on the city and location. In Lisbon, where demand for housing remains high, renting a one-bedroom flat in the city centre will cost 1200-1500 euros per month. On the outskirts, a similar option will cost 800-1000 euros.

In Porto, which is considered more affordable, you can rent such apartments for 900-1200 euros in the centre and about 700-900 euros on the periphery. For those looking for economical options – there are studios and rooms priced from 400 euros per month.

Many expats choose the Algarve, where rates are lower. A flat in the centre of the locations will cost around 800-1000 euros. In rural areas of the country, the service is noticeably cheaper – from 300-500 euros.

Factors affecting the cost of renting to live in Portugal:

1. Proximity to the city centre.
2. The condition of the building and the availability of repairs.
3. Type of accommodation: flats, studios or houses.
4. Time of year (there is a higher demand for rentals during the summer months).

Food prices in Portugal

Monthly grocery costs for a family of three are 300-500 euros, depending on preferences and choice of shops. In Pingo Doce or Continente supermarkets, prices are stable:

1. A litre of milk costs €1.1.
2. A kilo of chicken fillet is 6.5-7 euros.
3. A loaf of bread costs €1.2.
4. A kilo of apples is 1.8 euros.

Local markets, such as the Mercado da Ribeira in Lisbon, offer cheaper fresh fruit and vegetables, especially in season. Dinner in an average restaurant will cost 10-15 euros per person, making café meals affordable for most residents.

Salaries and expenses

The average income of professionals in Portugal is 1100-1300 euros per month. In Lisbon and Porto the salary level is higher than in the provinces – 1500-2000 in IT and financial sector. The minimum salary in 2025 is 850 euros.

The main expenses include rent, food, utilities (about 120 euros per month) and transport (metro pass – 40 euros). For a comfortable stay one person needs about 1500-1800 euros per month, a family of three – 2500-3000 euros.

Total costs: is it worth moving to Portugal from Russia?

Moving to Portugal is increasingly popular among Russians due to its combination of affordable costs and high standard of living. For an accurate assessment, you will need to take into account basic expenses such as rent, food, transport and medical services. Relocation is possible with a relatively small investment if you plan your budget in advance.

Key Points:

1. Visa requirements. Russian citizens are required to obtain a D7 permit (for persons with passive income) or a work visa. Simplified conditions apply to freelancers and business owners.
2. Choice of region. Lisbon and Porto are suitable for professionals seeking employment with international companies. The Algarve and the central regions are popular with retirees due to their low costs and relaxed atmosphere.
3. Language and integration. Despite the popularity of English in major cities, knowledge of Portuguese remains important for full integration.
4. Financial Preparation. Rent and other initial costs can hit the budget hard. The average amount needed for a comfortable start is about 5000-7000 euros per person.

Conclusion

Portugal’s moderate cost of living makes it an attractive place to move to, especially for those who appreciate culture, mild climate and convenience. Lisbon and Porto are suitable for professionals, while the Algarve is for those seeking tranquillity. Relocating will require careful cost planning, but the results justify the means.

Portugal continues to attract investors from all over the world due to its favourable tax system, warm climate and stable property market. Purchasing a home in this country entitles you not only to a comfortable stay, but also to additional benefits with proper planning. Before buying, it is necessary to carefully study what property taxes Portugal imposes on residents and non-residents, as well as how to optimise the financial burden.

Portugal’s tax system: general principles

Portuguese tax legislation is governed by the Serviço de Finanças, which establishes compulsory payments for owners. The structure of the system includes both mandatory one-off contributions and annual fees depending on the characteristics of the property.

There are three main taxes to consider when purchasing a home:

1. IMT (Imposto Municipal sobre Transmissões Onerosas de Imóveis) – for property transfers, charged on purchase.
2. IMI (Municipal Property Tax) – ежегодный.
3. IS (Imposto de Selo) – stamp duty, which is paid when a transaction is concluded.

In addition to these fees, tax residency status affects the amount of mandatory deductions.

Buying a property in Portugal: taxes and additional costs

There are significant costs involved in formalising a property title. The first mandatory fee in Portugal is the IMT property transfer tax, which varies from 0% to 8% depending on the price of the property and its type. For example, when buying a property worth up to 92,407 euros, the fee is not charged, while for luxury apartments – over 1 million euros – the rate will be 7.5%.

Next is the stamp duty (IS), which is paid when signing the sale and purchase agreement. It is calculated as 0.8 per cent of the value of the property and is payable in a lump sum. In addition, it is necessary to take into account notary and registration fees, which can vary from 500 to 2,000 euros depending on the complexity of the transaction.

Annual property tax in Portugal (IMI)

Once contracted, owners are required to pay an annual fee known as IMI. Its rate is:

• 0.3% to 0.45% for urban facilities,
• 0.8 per cent for agricultural land,
• 7.5% for real estate registered in offshore jurisdictions.

The amount of tax is based on the cadastral value, not the market price of the property. For example, if you own a flat in Lisbon with a price of 200,000 euros, the annual fee will be between 600 and 900 euros. There is a benefit for new residents: exemption from IMI for 3 years for dwellings up to 125,000 euros if they are used as a primary residence.

Portugal’s exceptional tax regime: NHR programme

To attract foreign capital, the government has developed the NHR (Non-Habitual Resident) system to minimise the tax burden on income earned abroad.

The main benefits are:

1. 0% inheritance and gift tax on real estate in Portugal for immediate family members,
2. 10% commission on pension payments,
3. 20% levy on income from the activities of highly qualified professionals (e.g. IT, finance, medicine).

NHR status is granted for 10 years, after which the commitment is reviewed.

Property taxes for non-residents in Portugal: features and key rates

Foreign investors acquiring property in the country face different tax conditions than local residents. Taxation varies depending on the nature of ownership of the property – rental, sale or long-term ownership without income. The main liabilities include tax on rental income, capital gains on sale and annual property tax (IMI).

Charge on rental income: 28% of profit received

If the property is rented out, a non-resident of Portugal is liable to pay 28% tax on rental income. The amount is charged on the net income after deducting allowable expenses, which include:

1. Utility bills (if paid by the landlord).
2. Housing maintenance and repair costs.
3. Fees to management companies (if the property is rented through an agency).

For example, if you rent a flat in Lisbon for €1,500 per month (€18,000 per year) and have allowable expenses of €3,000, your taxable income would be €15,000 and tax would be €4,200. There are no progressive tax rates for non-residents, so optimisation of payments is only possible through proper cost accounting or registering the property through a legal entity.

Capital Gains Tax: 28% of the difference between purchase and sale

When selling property, non-residents are required to pay a commission, which is calculated as the difference between the purchase and sale price less allowable expenses.

Example of calculation:

1. The original cost of the flat is 300,000 euros.
2. The selling price is €450,000.
3. Costs for renovation and legalisation of the transaction – 20 000 euros.
4. The taxable base is EUR 130 000 (450 000 – 300 000 – 20 000).
5. The final tax is €36,400 (28% of 130,000).

Residents of the country can reduce the tax burden if they reinvest in new housing, but there is no such benefit for foreign investors.

Tax liability that arises each year

The fee is charged annually and is calculated on the basis of the cadastral value of the object.

IMI rates depend on the location of the dwelling:

1. For urban properties, 0.3%-0.45%.
2. For agricultural plots, 0.8 per cent.
3. For objects registered in offshore jurisdictions – 7.5%.

For example, if the cadastral value of a flat is €250,000, the IMI would be €750-1,125. The authorities of some municipalities provide incentives to new owners, exempting them from paying the commission for 3 years, but this rule does not apply to non-residents.

Investing in real estate: benefits for investors

Portugal continues to attract foreign investors due to sustained growth in property prices, strong rental demand and favourable tax conditions:

1. High rental demand. The country’s main cities of Lisbon, Porto and the Algarve remain popular with tourists and expats, keeping rental demand strong. In central Lisbon, the average rental rate for a one-bedroom flat is €1,500-2,000 per month, giving an annual yield of 6-10%.
2. Golden Visa Programme. Investors purchasing property in the country for an amount of 500,000 euros or more (or from 280,000 euros in regions with low population density) can apply for the Golden Visa – a residence permit with the possibility of obtaining citizenship after 5 years.

Results

Foreign investors planning to buy property should take into account the peculiarities of taxes in Portugal. Commissions for non-residents in the country are higher than for residents, but competent use of preferential regimes allows to minimise costs. Optimisation of tax liabilities requires a professional approach and planning, so it is recommended to consult with lawyers and qualified specialists before buying.

Portugal is a country with a warm climate, amazing landscapes and a stable economy. In recent years, the state has become a popular destination for investors looking not only for profit, but also for comfortable living conditions. The Golden Visa programme, introduced in 2012, simplifies the process of obtaining residency through investment. Before moving to Portugal for permanent residence, it is necessary to study the local rules, cultural peculiarities and subtleties of migration legislation. This is what we will talk about in this article.

Advantages of Golden Visa programme

The system enables foreign nationals to live, work and travel legally in Schengen countries while investing in the Portuguese economy.

The main advantages of the programme are:

1. Minimum period of stay in the country. It is sufficient to spend only 7 days a year in Portugal during the first five years to maintain residency status.
2. Possibility of including family members. Spouse, children under 18 years of age and dependent parents are eligible for residence.
3. Access to government services. The right to education, health care and participation in social programmes.
4. Transition to permanent residence and citizenship. After five years, you can apply for permanent residence and then citizenship.

Investors get many benefits, but it is important to keep in mind that the system requires strict adherence to set rules.

Buying property as a way to move to Portugal for permanent residence

Investing in housing allows you not only to obtain a residence permit, but also to earn money from renting out the premises or reselling them.

What types of property are eligible for the Golden Visa:

1. Residential houses and apartments. In Lisbon, Porto and other major cities, property prices start from 300,000 euros. These properties are ideal for rent due to the high demand from tourists and locals.
2. Historic buildings requiring restoration. Buying these properties will cost less – from 280,000 euros. Restoration of a building increases its market value, which makes this option particularly attractive.
3. Commercial property. Offices, shops and shopping centres become a source of stable income. Prices for such premises start from 400,000 euros.
4. Property in provincial areas. Less developed regions of Portugal, such as the Algarve or the northern provinces, offer attractive investment opportunities. Costs are lower here, and tax incentives are a bonus.

Participation in the Golden Visa programme requires an investment of between €280,000 and €500,000, depending on the type and location of the property. Investors are required to provide proof of the origin of the funds and prove their financial solvency.

To apply for the programme, the following package will be required:

1. A passport.
2. Bank statements confirming the availability of funds.
3. Documents confirming the origin of the capital.
4. A certificate of no criminal record from the country of residence.
5. Medical insurance covering possible risks.

Peculiarities of the tax system: how much does it cost to move to Portugal for permanent residence?

Tax advantages for residents make the country even more attractive to investors:

1. Personal income tax. For foreigners there is a progressive rate from 14.5% to 48%. For new residents there is a NHR (Non-Habitual Resident) regime, which allows to reduce the tax burden.
2. Property Tax. The annual fee ranges from 0.3% to 0.8% of the cadastral value of the property.
3. Inheritance Tax. Portugal has no such fee for immediate family members, making it ideal for investors with families.

Recommendations for choosing a property

Moving to Portugal through property investment is a reliable and proven way to live and do business. Lisbon and Porto are key locations with high attractiveness for investors. In the capital, the Bairro Alto and Alfama districts are popular. Properties here start from 300,000 euros and are well suited for letting due to high demand.

Porto offers more affordable housing prices but remains competitive in the rental market. This makes the city a favourable choice for investors looking for a stable income. The Algarve is a region known for its resorts and beaches. The cost of squares here starts from 280,000 euros.

The historic cities of Coimbra and Braga attract capital holders with low prices and high potential for growth in property values. There is less competition, which makes buying properties in these regions a favourable long-term strategy.

Education and health care in Portugal

When choosing a place to live, the quality of infrastructure plays an important role. Moving to Portugal for permanent residence means getting access to high quality education and one of the best healthcare systems in Europe.

The country’s education system includes both state schools, which provide free education, and private institutions, which are suitable for children of foreign citizens. International educational institutions offer programmes in English that meet UK and US standards. Tuition fees vary from 8,000 to 15,000 euros per year. Higher education is represented by the leading universities – Lisbon and Porto. The universities offer a wide range of programmes in English. Tuition fees for foreigners start at €3,000 per year.

The medical system includes state and paid institutions. Public medicine provides access to free or low-cost services, while private clinics provide faster service and comfort. A health insurance policy can be taken out for 40 euros per month.

Investment prospects: why is it profitable to move to Portugal for permanent residence?

The property market in the country shows stable growth and rental yields remain at a high level. In the cities of Lisbon, Porto and the Algarve, the annual increase in flat values is 5-8%. In tourist areas, rental income reaches 7% per annum, which makes investments particularly attractive.

Portugal is actively developing the tourism and green energy sectors. Investments in the hotel business, service companies or renewable energy sources bring stable income and contribute to the development of the economy. Solar and wind power plants are particularly promising and receive support at the state level.

Conclusion

To move to Portugal for permanent residence is a step towards stability, comfort and new opportunities. Participation in the Golden Visa programme simplifies the process of obtaining a residence permit, providing freedom of movement and favourable tax conditions. For a successful move it is important to take into account all the nuances: from the choice of property to the preparation of documents. The country attracts investors not only with favourable programmes, but also with its high quality of life, mild climate and hospitable culture.

Considering Lisbon for a move? Portugal’s capital city offers a number of advantages to Russians, from its warm climate and rich history to its European standard of living and relatively easy adaptation. Lisbon is a city where majestic architecture, breathtaking views of the Atlantic and the dynamism of modern European life meet, intertwined with a measured southern pace. It offers good opportunities for living, business and investment.

In this article we will tell you in detail about life in Lisbon for Russians. Our material will help to thoroughly understand all the details: from the cost of living to the prospects of buying property.

Pros and cons of living in Lisbon

Living in the capital of Portugal has many advantages. Lisbon is famous for its mild Mediterranean climate. In summer the temperature stays between 28-30 °C, and in winter it rarely drops below 10 °C. The city has wide beaches that are open all year round. Lisbon is an ideal place for lovers of surfing and other water sports. The city’s infrastructure is developed at a high level. Metro, buses, trams – all types of transport operate on schedule. Lisbon Airport accepts flights from all over the world, which is convenient for travellers.

The cost of living in Lisbon is relatively low compared to other European capitals. For example, renting a one-bedroom flat in the city centre costs 900-1200 euros a month, and a meal in a middle-class restaurant costs 15-20 euros. The city also offers opportunities for quality education. Study in Lisbon takes place in world-renowned universities such as Universidade de Lisboa and Universidade Nova de Lisboa. There are many international schools with instruction in English, which is convenient for families with children.

The disadvantages of living in Lisbon

The pros and cons of living in Lisbon go hand in hand. The disadvantages include bureaucracy and a lengthy paperwork process. For example, it can take several months to obtain a residence permit (VNG).

Another disadvantage is high income and property taxes. For example, property tax in Lisbon varies from 0.3% to 0.8% per year of the assessed value of the dwelling. Traffic congestion and traffic jams can be a problem during rush hour. The narrow streets of the historic centre are not always suitable for modern transport. In addition, tourists flood the city in the summer, which increases prices for services and rentals.

Peculiarities of buying property in Lisbon

Property in Lisbon attracts Russian buyers due to the variety of offers. In the city you can find both old flats with high ceilings in the districts of Bairro Alto and Alfama, and modern flats in the Park of Nations. The cost per square metre in the central areas ranges from 4000 to 7000 euros, and in the suburbs you can find housing at prices from 2500 euros per square metre.

Lisbon is divided into the old and new city. The old city has historical architecture, narrow streets and famous trams. The new city offers modern residential complexes, shopping malls and business centres. Buying property in these areas is suitable for investment and personal residence.

How the process of buying a property works

There are several steps required to purchase a home. First, a preliminary contract is signed with the seller. The buyer pays a deposit of 10% of the cost of housing. Then the object is checked for legal cleanliness. After that, the parties sign the main contract at a notary.

The following documents will be needed for the transaction:

1. Buyer’s Passport.
2. Portuguese Tax Number (NIF).
3. Extract from the land registry.
4. A document of the appraised value of the property.

Once the contract is signed, the buyer pays property transfer tax (IMT), which ranges from 2% to 8%. Notary fees and title registration are also required.

How to get a residence permit in Lisbon through buying a property

One of the ways to get a foothold in Lisbon is to participate in the Golden Visa programme. An investor buys a property worth 500,000 euros or more and receives a residence permit for 1 year with subsequent extension. After 5 years, it is possible to apply for permanent residence and, subsequently, for Portuguese citizenship.

The best neighbourhoods in Lisbon to live in

Lisbon is divided into several interesting neighbourhoods for living and investing. Among them stand out:

1. Bairro Alto is the historic centre, famous for its narrow streets, bars and restaurants. A great choice for nightlife lovers and active leisure travellers.
2. Alfama is the city’s oldest neighbourhood with stunning views of the Tagus. It is home to old buildings, fado clubs and cosy cafés. The cost of accommodation is higher than average due to its popularity with tourists.
3. Parc des Nations is a modern neighbourhood with new residential complexes, waterfront and developed infrastructure. A great option for families and investors looking for modern housing.
4. Ajuda is a quiet and inexpensive area where you can find flats priced at 2500-3000 euros per square metre. Suitable for those who prefer to live away from the tourist flows.
5. Cascais and Estoril are suburbs of Lisbon offering luxury villas and flats by the ocean. The cost of real estate here starts from 5000 euros per square metre.

Family neighbourhoods and infrastructure

For families with children, proximity to schools and kindergartens is important. Living in Lisbon with children for Russians is comfortable due to the presence of international schools such as Carlucci American International School of Lisbon and St. Julian’s School. These schools offer programmes in English and a high level of education.

The infrastructure of neighbourhoods such as Oeiras and Almada includes parks, playgrounds and sports complexes. Transport links allow quick access to the city centre.

Features of life in Lisbon for Russians

Life in Lisbon is made easier for Russians thanks to the loyal attitude of the Portuguese towards foreigners. Many locals speak English, which makes communication easier. Portuguese culture combines southern emotionality and European openness.

Russian communities are actively developing in Lisbon. Russian-speaking doctors, lawyers and business consultants work in the city. There are shops with familiar products and cafes offering Russian cuisine.

Language barrier and obtaining documents

Knowing Portuguese makes it much easier to adapt. Language courses are available in language schools and online. In order to obtain a residence permit or permanent residence permit, it is necessary to pass a basic language proficiency exam (A2).

The process of obtaining a visa to Portugal for Russians requires the preparation of a number of documents, such as a certificate of income, health insurance and proof of residence. After moving in, an application for a residence permit is submitted. After 5 years one can apply for a residence permit and subsequently for Portuguese citizenship.

Cost of living in Lisbon

The cost of living is lower than in other European capitals such as Paris or London.

Rental Housing:

1. One bedroom flat in the city centre – 900-1200 euros per month.
2. A two-bedroom flat – 1400-1800 euros.

Products:

1. Bread costs 1 euro.
2. A litre of milk is €0.90.
3. Chicken fillet – 6 euros per kilo.

Transport:

1. A monthly pass is 40 euros.
2. Taxi around the city – 10-15 euros per trip.

Utility payments and taxes

Utilities cost an average of 100-150 euros per month for a 70 square metre flat. This includes electricity, water, gas and internet. Property taxes in Lisbon include an annual IMI tax (0.3%-0.8% of the value of the property). When buying a home, the IMT tax is paid, which is up to 8% of the value of the property.

Conclusion

Life in Lisbon for Russians combines comfort, warm climate and European standard of living. The city offers opportunities for business, investment and quiet living. Moving requires careful preparation, but the advantages – a mild climate, affordable housing and developed infrastructure – make Lisbon an attractive choice for many Russians.

Golden beaches, year-round sunshine and a leisurely pace of life – sounds like a dream? The pros of living in Portugal seem obvious, but the country has challenges as well as benefits. For those considering a move, it’s important to know the ins and outs, from the cost of living to the Portuguese ‘saudade’.

Why move to Portugal

Many people consider moving to Portugal because of its rich culture, climate and gastronomic traditions: what makes the perks of living in the country so attractive to foreigners? Affordable living, a warm climate and friendly locals create excellent conditions for emigration.

Portuguese culture and mentality

The pros of living in Portugal for Russians are travelling to a world where every day is filled with a sense of “saudade”. This unique concept combines a light sadness and a deep love of life. The Portuguese live unhurried lives and appreciate the simple pleasures of family dinners, walks by the ocean and cafés.

The locals are some of the most hospitable people in Europe. They are open to communication and treat foreigners with respect. They will always help you get your bearings, explain the way and invite you for a cup of coffee. In Portugal, holidays are not just days on the calendar, but a real event. For example, the St Anthony’s Festival in Lisbon turns the city into a colourful carnival with grilled sardines and music until dawn.

Climate and nature of Portugal

300 days of sunshine a year and ocean breezes create a unique climate. The perks of living in Portugal include warm summers and mild winters. The mountains and vineyards to the north and the beaches of the Algarve to the south. This natural palette allows everyone to choose their perfect place to live.

The north of Portugal welcomes rainy winters and cool summers. Here are the cities of Porto and Braga, surrounded by the green hills and vineyards of the Douro Valley. Nature lovers will appreciate hiking trails in the Peneda Gerês National Park.

Central Portugal offers a mild climate with warm summers and moderate winters. In cities such as Coimbra and Aveiro, temperatures reach +30°C in summer and rarely fall below +10°C in winter.

The south of the country is famous for the beaches of the Algarve, where summers are hot and dry. Temperatures in July and August often exceed +35°C. The region’s calling card is its rocky bays, sandy beaches and cosy fishing villages.

The pros of living in Portugal

Government support, affordable healthcare and low cost of living make the country attractive to emigrants.

Social benefits and affordable healthcare

The SNS (Serviço Nacional de Saúde) public health system provides quality services for all residents. Most health services in public hospitals are free or require a token fee. For example, an appointment with a general practitioner costs about 5 € and a consultation with a specialist costs up to 20 €. A residence permit is required to receive medical care, which allows you to use all the benefits of the SNS system.

Private clinics offer faster service and a high level of comfort. For example, a consultation in a private clinic will cost 70-100 €. Medicine is of European standards and Portuguese doctors are renowned for their competence.

The advantages of living in Portugal for families are obvious: affordable medicine, free education and a safe environment for children.

Housing and property in Portugal for families and retirees

The pros of living in Portugal include being able to buy a home at relatively affordable prices compared to other European countries. The average cost of a flat in Lisbon is 3,000 € per square metre, in Porto it is around 2,500 €, and in smaller towns and rural areas you can find options from 1,000 € per square metre.

Buying a home for a family

Portugal offers excellent conditions for families. Property in Portugal is an opportunity to choose a house or a flat in quiet suburbs with developed infrastructure and green areas. Cities such as Cascais, Setubal and Coimbra are ideal for living with children thanks to quality schools, parks and sports grounds.

Features of family housing:

1. Houses with gardens and swimming pools on the coast.
2. Flats in modern residential complexes with car parks and playgrounds.
3. Developed infrastructure: schools, shops, hospitals in walking distance.

Real estate for pensioners

Real estate in Portugal for retirees – cosy flats and villas in regions with mild climate. The southern region of the Algarve is famous for its comfortable residences for seniors, which offer medical services, social programmes and the opportunity to enjoy nature all year round.

Popular regions for retirees:

1. The Algarve has a warm climate, sandy beaches and a relaxed atmosphere.
2. Lisbon and its surroundings – convenient transport and a high level of medical care.
3. Madeira is an island paradise for those seeking seclusion and stunning views.

The pros of living in Portugal for retirees include low taxes on pensions and the ability to receive medical care to European standards.

Cost of living: how to plan a budget

The pros of living in Portugal are closely linked to the affordability of living. Starna remains one of the most inexpensive countries in Western Europe. The average monthly budget for a family of four is around 2000-2500 € and for a single person 1000 €. The main living expenses are:

Housing:

1. Rent a flat in Lisbon from 800 € per month.
2. Rent a flat in Porto from 600 €.
3. In smaller towns, from 400 €.

Transport:

1. Public transport pass – 40 € per month.
2. A litre of petrol is €1.80.

Products:

1. Bread— 1 €.
2. Milk — 0.90 €.
3. A kilo of meat — 8-10 €.

Peculiarities of life in Portugal for different categories

Portugal for life attracts young people because of its vibrant cities, affordable education and rich cultural life. Lisbon and Porto are considered technological centres where start-ups and creative industries are actively developing.

Opportunities for young people:

1. High quality education at the Universities of Lisbon and Coimbra.
2. Co-working centres and startup incubators for those who dream of their own business.
3. Nightlife: clubs, bars and festivals are open until morning.

For families: education and security

The pros of living in Portugal for Russian families are safe cities, quality education and affordable medicine. Children can study in Portuguese schools or international educational institutions.

Conclusion

The pros of living in Portugal create a picture of comfortable, affordable and fulfilling everyday life. The country is suitable for different categories of emigrants: from young professionals to retirees. With careful preparation, moving to Portugal can be the beginning of a new, amazing chapter of life under the southern sun.