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Property in Portugal: why to invest and how to choose the best option

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The western corner of Europe is a place where ocean freshness meets the comforts of modern life. Property in Portugal opens up opportunities for a radical change of lifestyle. Let’s talk about it in more detail.

The energy of the Atlantic: why property in Portugal is in such demand

Living by the ocean has a special atmosphere – fresh breezes and endless expanses energise every day. Owning a property in this location is a symbol of quality living, where environmental friendliness is combined with European comfort. The Atlantic gives the opportunity to feel a part of nature, improving both physical and mental health.

Advantages of living near the ocean:

  1. Clean air promotes health.
  2. The climate is mild, without sharp temperature fluctuations, which makes everyday life comfortable.
  3. Lusitania’s beaches are regarded as some of the best in Europe – there’s always a chance to exercise or relax on the coast.
  4. There is a lack of industrial pollution, making the coast an ideal location for those seeking an eco-friendly lifestyle.

The pros of buying property in Portugal for investment: financial wisdom

The demand for housing by the endless waters is constantly growing, attracting investors interested in reliable assets. Tourism and the demand for rentals by the sea contribute to a stable income.

Benefits of investment:

  1. Profitability: The possibility of renting out the property guarantees a stable income.
  2. State support: The “golden visa Portugal” programme attracts investors.
  3. Growing demand: Tourism is on the rise, which increases the demand for short-term rentals.
  4. Investor benefits: Lower taxes on rental income for residents, making the market even more attractive.

An oceanfront villa or an apartment in the city?

Choosing between a villa by the ocean and an apartment in the city centre is a toss-up between different styles of everyday life.

Oceanfront villa – the advantages:

  1. Total privacy and proximity to nature.
  2. Beautiful ocean views.
  3. Opportunity to create a personal oasis with swimming pool and garden.
  4. Freedom in architectural solutions and the opportunity to develop the territory according to your taste.

Apartments in the city – amenities:

  1. Developed infrastructure in walking distance.
  2. Close proximity to cultural centres, restaurants and shops.
  3. Great option for renting out.
  4. Maintenance and security that reduces household hassles and makes life more comfortable.

Property in Lisbon and Porto – at the heart of Portuguese culture

Недвижимость в Португалии: почему стоит вложиться и как выбрать лучший вариантLisbon is a capital city where every neighbourhood has its own unique flavour. Investing in property here provides access to the best schools, restaurants, as well as opportunities for cultural enrichment. The city is home to numerous cultural sites – museums, theatres and galleries – making it an ideal destination for those who appreciate art and history.

Porto is famous for its wineries and ancient architecture. Here you can find both cosy apartments and luxury villas overlooking the Douro River. The city is famous for its half-timbered buildings, narrow streets and ancient bridges, which creates a unique atmosphere and adds a special charm to life here.

“Golden Visa”: how property in Portugal opens borders

The programme provides unique opportunities for investors. Acquiring square metres in the Lisbon Republic allows you to obtain a residence permit, which opens the door to life in Europe without unnecessary bureaucratic hurdles.

Benefits:

  1. Travelling without visas: a chance to visit the Schengen area.
  2. Possibility of obtaining citizenship after 5 years.
  3. Stable investments: Portugal is one of the safest and most stable markets in Europe.
  4. Attractive conditions for families: the visa is extended to family members, making the programme particularly convenient for those planning to move with loved ones.

Property in Portugal for permanent residence

For those who are looking for a calm and measured place for permanent residence, property in the Atlantic state will be an excellent solution. There is a high level of security, warm climate and developed infrastructure.

Slow life style living:

  1. A calm rhythm helps to reduce stress.
  2. Excellent medical care available to residents.
  3. High quality food products, developed farming.
  4. A community of friendly and welcoming people, which facilitates a quick adaptation and a sense of belonging to the local culture.

Investing in commercial property in Portugal: hotels, offices and restaurants with the ocean as a backdrop

Investing in commercial objects is an opportunity to get high returns in the context of the growing tourist popularity of the country. Hotels, restaurants and office space in sought-after regions offer excellent prospects.

Key areas of focus:

  • Hotels by the ocean: high tourist flow guarantees a stable income.
  • Lisbon offices: the rise of technology and the influx of start-ups are creating demand for workspaces.
  • Restaurants and cafes: Portuguese cuisine is known for its uniqueness and gastrotourism attracts many visitors.
  • Retail spaces: shops and shopping arcades in tourist areas provide a constant flow of customers and high revenue.

Conclusion

Инвестиции в коммерческую недвижимость в Португалии: отели, офисы и рестораны на фоне океанаThe Atlantic breeze, culture, stability of Portugal is a great choice for those who want to change life and increase capital with the purchase of property in the land of sailors. It offers horizons that one can only dream of – from relaxing beach holidays to active participation in the cultural life of Lisbon and Porto.

Related posts

Portugal continues to be one of the most attractive countries for immigration due to its mild climate, affordable prices and high quality of services. In recent years, the country has been actively attracting foreigners by offering residence permit programmes, comfortable working conditions and the opportunity to buy real estate on favourable terms. The best cities in Portugal to live in differ in terms of salaries, housing costs, infrastructure and income opportunities.

Lisbon: the capital of opportunity

Lisbon opens the list of Portugal’s best cities to live in, offering a developed economy, working prospects and a rich cultural environment. It is the country’s largest metropolis, which combines historical heritage and modern technology. The offices of major IT companies, international corporations and financial centres are located here, making the place a magnet for professionals from different fields. The average salary in the capital is 2000-2500 euros, but in the IT and finance industries the income can exceed 4000-5000 euros. The city remains a major economic centre, offering jobs in tourism, technology, start-ups and consulting.

Real estate: prices and rentals

The cost of housing is higher than in other regions. The price per square metre starts from 5000 euros in the centre and 3500 euros in the suburbs. Renting a one-room flat costs from 1000 euros in the main streets and 750 euros in more remote areas. Lisbon is suitable for entrepreneurs, IT professionals, investors and young professionals looking for career prospects and an active urban rhythm.

Porto: a city for those looking for a balance between work and comfort

Porto ranks second among the best cities in Portugal due to its high quality of life, affordable prices and developed infrastructure. The city is known for its cultural heritage, wine industry and strong tourism sector. The average salary here is lower than in Lisbon, but the standard of living compensates for this disadvantage. The city remains a centre for freelancers, small business owners and professionals in tourism and commerce.

Property in Porto

The average cost per square metre is 2500-4000 euros, with flat rentals starting at 700 euros. This makes the city more affordable than Lisbon, but with a high level of comfort. Its proximity to the Atlantic Ocean, mild climate and relaxed pace make Porto an ideal place for families, freelancers and those who want to combine work and a comfortable life.

Coimbra: Centre for Education and Science

Coimbra is ranked among the best cities in Portugal to live in, offering a high level of education, affordable housing prices and an intelligent atmosphere. The metropolis remains a key educational centre of the country, as it is home to the oldest university, founded in 1290.

Why does Coimbra attract students and professionals?

The city combines an academic environment, a rich history and an affordable cost of living. The location remains ideal for students, teachers and researchers who value science, culture and low housing prices. The average cost of renting a flat is 500-600 euros per month, making Coimbra one of the most affordable cities in the country. At the same time, the standard of living remains high and the population is actively involved in cultural and educational activities.

Work opportunities

The fields of education, medicine, science and IT are well-developed here, making the metropolis attractive to teachers, doctors and technology professionals. Flexible remote work opportunities also make Coimbra attractive to freelancers and digital noms. The city remains the country’s intellectual centre for young professionals and scientists, making it an ideal choice for students, teachers and entrepreneurs working in the education and technology sectors.

Braga: Portugal’s best city for family life

Braga offers a high level of security, quality education and convenient infrastructure. It is one of the oldest corners of the country, which is actively developing. There are few tourists here, and life is quiet and measured. The infrastructure is adapted for families with children – many parks, playgrounds, green areas, sports facilities.

Real estate in Braga

The average cost of housing is lower than in major cities in Portugal. The price per square metre starts from 1800 euros, renting a flat from 600 euros per month. This is one of the most affordable places in the country to move to with a high quality of life. Braga is ideal for families, retirees and those who are looking for peace and comfort, but do not want to lose access to the developed infrastructure and opportunities of the metropolis.

Aveiro: the Venice of Portugal

Aveiro is a unique city on the Atlantic coast that combines rich history, modern infrastructure and a high standard of living. Thanks to its canals, architecture and convenient location, it is often referred to as the Venice of Portugal.

What makes Aveiro attractive for Cohabitation?

The city remains one of the most affordable in the country, offering a low cost of living and a comfortable environment. At the same time, the quality of infrastructure and security measures remain high. Aveiro stands out for its peaceful atmosphere, clean streets, convenient transport system and proximity to the ocean. The ideal place for those looking for a relaxed pace of life, but who want to stay in a dynamic city.

Property value

The average price per square metre starts from 2000 euros, renting a flat from 650 euros per month. This makes the city one of the most affordable in Portugal. Developed areas of tourism, shipping and innovative technologies create opportunities for work in the country, and the low level of housing and product prices makes life comfortable. Aveiro is ideal for those who want to live by the ocean, enjoy the architecture without losing affordability.

Conclusion

Choosing the best city in Portugal to live in depends on your priorities. For career and work, Lisbon is the place to be. For family life – Braga, for students and academics – Coimbra, and for those looking for a balance of comfort and affordability, Porto and Aveiro are ideal. Immigration to the country offers prospects for work, business and comfortable living.

Portugal is a country with a warm climate, amazing landscapes and a stable economy. In recent years, the state has become a popular destination for investors looking not only for profit, but also for comfortable living conditions. The Golden Visa programme, introduced in 2012, simplifies the process of obtaining residency through investment. Before moving to Portugal for permanent residence, it is necessary to study the local rules, cultural peculiarities and subtleties of migration legislation. This is what we will talk about in this article.

Advantages of Golden Visa programme

The system enables foreign nationals to live, work and travel legally in Schengen countries while investing in the Portuguese economy.

The main advantages of the programme are:

  1. Minimum period of stay in the country. It is sufficient to spend only 7 days a year in Portugal during the first five years to maintain residency status.
  2. Possibility of including family members. Spouse, children under 18 years of age and dependent parents are eligible for residence.
  3. Access to government services. The right to education, health care and participation in social programmes.
  4. Transition to permanent residence and citizenship. After five years, you can apply for permanent residence and then citizenship.

Investors get many benefits, but it is important to keep in mind that the system requires strict adherence to set rules.

Buying property as a way to move to Portugal for permanent residence

Investing in housing allows you not only to obtain a residence permit, but also to earn money from renting out the premises or reselling them.

What types of property are eligible for the Golden Visa:

  1. Residential houses and apartments. In Lisbon, Porto and other major cities, property prices start from 300,000 euros. These properties are ideal for rent due to the high demand from tourists and locals.
  2. Historic buildings requiring restoration. Buying these properties will cost less – from 280,000 euros. Restoration of a building increases its market value, which makes this option particularly attractive.
  3. Commercial property. Offices, shops and shopping centres become a source of stable income. Prices for such premises start from 400,000 euros.
  4. Property in provincial areas. Less developed regions of Portugal, such as the Algarve or the northern provinces, offer attractive investment opportunities. Costs are lower here, and tax incentives are a bonus.

Participation in the Golden Visa programme requires an investment of between €280,000 and €500,000, depending on the type and location of the property. Investors are required to provide proof of the origin of the funds and prove their financial solvency.

To apply for the programme, the following package will be required:

  1. A passport.
  2. Bank statements confirming the availability of funds.
  3. Documents confirming the origin of the capital.
  4. A certificate of no criminal record from the country of residence.
  5. Medical insurance covering possible risks.

Peculiarities of the tax system: how much does it cost to move to Portugal for permanent residence?

Tax advantages for residents make the country even more attractive to investors:

  1. Personal income tax. For foreigners there is a progressive rate from 14.5% to 48%. For new residents there is a NHR (Non-Habitual Resident) regime, which allows to reduce the tax burden.
  2. Property Tax. The annual fee ranges from 0.3% to 0.8% of the cadastral value of the property.
  3. Inheritance Tax. Portugal has no such fee for immediate family members, making it ideal for investors with families.

Recommendations for choosing a property

Moving to Portugal through property investment is a reliable and proven way to live and do business. Lisbon and Porto are key locations with high attractiveness for investors. In the capital, the Bairro Alto and Alfama districts are popular. Properties here start from 300,000 euros and are well suited for letting due to high demand.

Porto offers more affordable housing prices but remains competitive in the rental market. This makes the city a favourable choice for investors looking for a stable income. The Algarve is a region known for its resorts and beaches. The cost of squares here starts from 280,000 euros.

The historic cities of Coimbra and Braga attract capital holders with low prices and high potential for growth in property values. There is less competition, which makes buying properties in these regions a favourable long-term strategy.

Education and health care in Portugal

When choosing a place to live, the quality of infrastructure plays an important role. Moving to Portugal for permanent residence means getting access to high quality education and one of the best healthcare systems in Europe.

The country’s education system includes both state schools, which provide free education, and private institutions, which are suitable for children of foreign citizens. International educational institutions offer programmes in English that meet UK and US standards. Tuition fees vary from 8,000 to 15,000 euros per year. Higher education is represented by the leading universities – Lisbon and Porto. The universities offer a wide range of programmes in English. Tuition fees for foreigners start at €3,000 per year.

The medical system includes state and paid institutions. Public medicine provides access to free or low-cost services, while private clinics provide faster service and comfort. A health insurance policy can be taken out for 40 euros per month.

Investment prospects: why is it profitable to move to Portugal for permanent residence?

The property market in the country shows stable growth and rental yields remain at a high level. In the cities of Lisbon, Porto and the Algarve, the annual increase in flat values is 5-8%. In tourist areas, rental income reaches 7% per annum, which makes investments particularly attractive.

Portugal is actively developing the tourism and green energy sectors. Investments in the hotel business, service companies or renewable energy sources bring stable income and contribute to the development of the economy. Solar and wind power plants are particularly promising and receive support at the state level.

Conclusion

To move to Portugal for permanent residence is a step towards stability, comfort and new opportunities. Participation in the Golden Visa programme simplifies the process of obtaining a residence permit, providing freedom of movement and favourable tax conditions. For a successful move it is important to take into account all the nuances: from the choice of property to the preparation of documents. The country attracts investors not only with favourable programmes, but also with its high quality of life, mild climate and hospitable culture.